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Expert Analysis

Deep analysis and thought leadership from experts in everything related to workers’ compensation

The Role of Insurance in a Climate-Uncertain Future
The Role of Insurance in a Climate-Uncertain Future

InsurTech Geek Podcast The latest InsurTech Geek Podcast episode is here Dominique joins James Benham and Rob Galbraith to discuss how his global experience across AIG, Chubb, Hannover Re, and now Dai-Ichi has shaped his […]
How Drugs are Administered for Pain Management in Workers’ Compensation
How Drugs are Administered for Pain Management in Workers’ Compensation

By: Spencer Sherman, Pharm.D., Pharmacist, Clinical Accounts, Enlyte When an injured employee needs medication, choosing how to take it can be just as important as which drug you use. A medication’s route of administration is […]
NCCI’s Labor Market Insights – December 2025
NCCI’s Labor Market Insights – December 2025

The US Bureau of Labor Statistics (BLS) released combined employment data for October and November on December 16. Due to the government shutdown, some October data could not be collected. Technical Note: The BLS will return […]
Lessons from the University of Maryland’s Policy on Workplace Bullying 
Lessons from the University of Maryland’s Policy on Workplace Bullying 

HR Homeroom By Edward Stern (OSHA, ret.)   Introduction  The University of Maryland (UMD) has a Policy on Professional Conduct and Workplace Bullying. (See https://policies.umd.edu/personnel/policy-on-professional-conduct-of-nonexempt-and-exempt-staff-employees.)  The policy was created by the University System of Maryland (USM), which consists of 13 state universities.   It […]
The Illusion of Safety: Why Familiar Drugs Deserve Scrutiny 
The Illusion of Safety: Why Familiar Drugs Deserve Scrutiny 

We are about to get raw, literally and physically. Years ago, when I testified before the State about some of the dangers of physician-dispensed medications, I believed it would help resolve the problem. However, I continue […]
Where AI Actually Works in Workers’ Comp — And Where It Shouldn’t 
Where AI Actually Works in Workers’ Comp — And Where It Shouldn’t 

By James Benham, Co-Founder and CEO, JBK  In some claims offices, AI now writes the first claim note, flags high-risk files, and even summarizes doctor reports, before the adjuster picks up the phone. AI in workers’ comp […]
Lump Sum Settlements and Workers Compensation Subrogation: Georgia COA Reinforces Burden on Employers and Insurers
Lump Sum Settlements and Workers Compensation Subrogation: Georgia COA Reinforces Burden on Employers and Insurers

By Daniel Richardson Recently, on October 22, 2025, the Georgia Court of Appeals issued a significant decision in McLeod v. BITCO Insurance Companies, A25A1362, reinforcing the strict burden employers and insurers face when seeking workers’ compensation subrogation […]
NCCI’s latest report: Intrastate Regional Cost Differences
NCCI’s latest report: Intrastate Regional Cost Differences

WHAT: NCCI's latest report, Intrastate Regional Cost Differences , examines differences across geographic regions within NCCI’s three largest jurisdictions by population—Florida, Illinois, and Texas.  Key Findings: WHY IT MATTERS: These metrics provide insight into regional differences in frequency, severity, and overall […]

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