Expert Analysis

Independent Medical Examination (IME) reports are a critical input in workers’ compensation claims. They are often treated as structured, definitive documents intended to support clear decision-making. In practice, however, IME documentation frequently introduces ambiguity rather […]

By Harvey Warren, Author, The Optimized Patient   Employers frequently pay a high price for unnecessary or avoidable services when a worker is injured because the worker rarely understands their role in their own recovery.  Adjusters, case managers, doctors, physical therapists, and pharmacists are educated about their role in the workers’ […]

WHAT: Aquarterly overview of what is driving changes in prices and how these changes may or may not impact workers compensation. BIG PICTURE VIEW: Aggregate Measures of General and Medical Inflation Prices for all items (headline CPI) […]

Stephen Cooper Practice Leader and Senior Economist, NCCI 

Workers' Comp Pharmacy Update Three changes in the law that affected April should be understood by every workers' compensation expert who tracks pharmacy or PBM programs. Two have immediate effects on operations, and one is changing the competitive landscape in ways […]

NCCI just published the Labor Market Insights - April 2026. For your convenience, the content is provided below or view the full report with graphs here: Labor Market Insights - April 2026 The 3-month average of employment growth […]

By: Donita Stacker, Director Operations, Apricus Home modifications for injured employees can sprawl in scope and cost, adding administrative work and exposing the claim to delays, change orders and reauthorizations. Working with an experienced workers’ compensation […]

Introduction  I expect that people who are involved with workers' compensation insurance know that the cost of the insurance for any particular company or worksite will be affected by many different factors. Among these factors […]