Expert Analysis

Stephen Cooper Practice Leader and Senior Economist, NCCI 

Workers' Comp Pharmacy Update Three changes in the law that affected April should be understood by every workers' compensation expert who tracks pharmacy or PBM programs. Two have immediate effects on operations, and one is changing the competitive landscape in ways […]

NCCI just published the Labor Market Insights - April 2026. For your convenience, the content is provided below or view the full report with graphs here: Labor Market Insights - April 2026 The 3-month average of employment growth […]

By: Donita Stacker, Director Operations, Apricus Home modifications for injured employees can sprawl in scope and cost, adding administrative work and exposing the claim to delays, change orders and reauthorizations. Working with an experienced workers’ compensation […]

Introduction  I expect that people who are involved with workers' compensation insurance know that the cost of the insurance for any particular company or worksite will be affected by many different factors. Among these factors […]

In the workers’ compensation ecosystem, certain injuries dominate attention because of their frequency or severity. Yet some of the most financially damaging claims are not the ones that occur most often, they are the ones that quietly […]

Federal—Marijuana Reimbursement Under the Longshore and Harbor Workers’ Compensation Act (LHWCA) On March 5, 2026, the United States Court of Appeals, Second Circuit, in Garcia v. Director, Office of Workers’ Compensation Programs, held that marijuana is […]

By James Benham, Co-Founder, CEO, JBK, and author of Be Your Own VC  Last year, I watched a carrier deliver a demo of an AI tool that could summarize a complex medical record in under ninety seconds. The room […]