texas 6796059 640

Glossary Check: Texas ‘Accident Prevention’ Facilities in Texas

21 Apr, 2024 Frank Ferreri

texas 6796059 640

Austin, TX (WorkersCompensation.com) -- Those who checked out last week's Compliance Corner on accident prevent requires in Texas learned that insurance companies writing workers' compensation insurance in the Lone Star State must maintain or provide accident prevention facilities that are adequate to provide accident prevention services required by the nature of its policyholders' operations.

Here's a guide to terminology related to the accident prevention requirements in Texas. These definitions become effective July 1.

Stay up to speed on terminology in Texas and across the U.S. with Simply Research

Accident prevention facilities. All personnel, procedures, equipment, materials, documents, buildings, programs, and information necessary to maintain or provide accident prevention services to the policyholder.

Nature of the policyholders' operations. Type of business or industry with specific reference to potential for accident, injury, or disease determined by the standard hazards associated with the most hazardous industrial operations in which the policyholder is engaged.

Premium. The amount charged for a workers' compensation insurance policy, including any endorsements, after the application of individual risk variations based on loss or expense considerations.

Survey. An on-site visit to a policyholder's worksite in Texas where the risk exists or the loss occurred and during which the insurance company's accident prevention personnel performs a hazard assessment of the worksite, reviews safety and health programs, and makes recommendations to assist in mitigating risks and preventing injuries and illnesses.

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    About The Author

    • Frank Ferreri

      Frank Ferreri, M.A., J.D. covers workers' compensation legal issues. He has published books, articles, and other material on multiple areas of employment, insurance, and disability law. Frank received his master's degree from the University of South Florida and juris doctor from the University of Florida Levin College of Law. Frank encourages everyone to consider helping out the Kind Souls Foundation and Kids' Chance of America.

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