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Workers’ Compensation Law – Southwest & Plains States

06 Aug, 2025 WorkersCompensation.com

                               
StateCoverage RequirementEmployee EligibilityMedical Provider ChoiceWage Replacement %Death Benefit CapNotes
Arkansas3+ employeesEmployees onlyEmployer chooses66 2/3% AWWFuneral up to $6,000 + dependentsFarm/domestic exempt
Louisiana1+ employeesEmployees onlyEmployee chooses66 2/3% AWWFuneral up to $8,500 + dependentsCovers minors/apprentices
Oklahoma1+ employeesEmployees onlyEmployer chooses70% of AWW (max cap applies)Funeral up to $10,000 + dependentsFarm/domestic exempt
TexasOptional (employers may opt out, “non-subscribers”)Employees onlyEmployer chooses if covered70% of AWW (with caps)Funeral up to $10,000 + dependentsOnly state where WC is not mandatory

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