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Workers’ Compensation Law – Southeast States

06 Aug, 2025 WorkersCompensation.com

                               
StateCoverage RequirementEmployee EligibilityMedical Provider ChoiceWage Replacement %Death Benefit CapNotes
Alabama5+ employeesEmployees onlyEmployer chooses66 2/3% AWWFuneral up to $6,500 + dependentsFarm/domestic exempt
Florida4+ employees (1+ in construction; 6+ in ag)Employees onlyEmployer/insurer chooses66 2/3% AWWUp to $150,000 + $7,500 funeralStrict deadlines
Georgia3+ employeesEmployees onlyEmployer provides panel of 6 doctors66 2/3% AWWFuneral up to $7,500 + dependentsCovers part-time
Kentucky1+ employeesEmployees onlyEmployee may choose66 2/3% AWWFuneral up to $7,500 + dependentsFarm/ag exempt
Mississippi5+ employeesEmployees onlyEmployer chooses66 2/3% AWWFuneral up to $5,000 + dependentsFarm/domestic exempt
North Carolina3+ employeesEmployees onlyEmployer chooses (employee can request change)66 2/3% AWWFuneral up to $10,000 + dependentsCovers minors
South Carolina4+ employeesEmployees onlyEmployer chooses66 2/3% AWWFuneral up to $12,000 + dependentsFarm/domestic exempt
Tennessee5+ employees (construction = 1+)Employees onlyEmployer chooses66 2/3% AWWFuneral up to $10,000 + dependentsFarm/domestic exempt
Virginia3+ employeesEmployees onlyEmployer provides 3-doctor panel66 2/3% AWWFuneral up to $10,000 + $1,000 transportCovers apprentices
West Virginia1+ employeesEmployees onlyEmployer chooses66 2/3% AWWFuneral up to $7,000 + dependentsState-run fund (no private insurers)

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