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Workers’ Compensation Law – Northeast States

06 Aug, 2025 WorkersCompensation.com

                               
StateCoverage RequirementEmployee EligibilityMedical Provider ChoiceWage Replacement %Death Benefit CapNotes
Connecticut1+ employeeEmployees onlyEmployer chooses initially, then employee may change75% of after-tax AWWFuneral up to $4,000 + dependentsBroad coverage, incl. part-time
Delaware1+ employeeEmployees onlyEmployer/insurer chooses66 2/3% AWWFuneral $3,500 + dependentsCovers most workers
Maine1+ employeeEmployees onlyEmployer/insurer chooses80% after-tax AWWFuneral up to $4,000 + dependentsBroad farm worker coverage
Maryland1+ employeeEmployees onlyEmployer chooses66 2/3% AWWFuneral up to $7,000 + dependentsAgricultural workers exempt under 3
Massachusetts1+ employeeEmployees onlyEmployee can pick doctor60% of gross AWWUp to $4,000 funeral + dependentsOne of most worker-friendly
New Hampshire1+ employeeEmployees onlyEmployee can pick60% AWWFuneral $10,000 + dependentsVolunteers covered in some cases
New Jersey1+ employeeEmployees onlyEmployer chooses70% AWWFuneral up to $5,000 + dependentsVery broad coverage
New York1+ employeeEmployees onlyEmployer chooses from state-certified list66 2/3% AWWFuneral $6,000 (metro) or $5,000 (elsewhere) + dependentsSelf-insurance allowed
Pennsylvania1+ employeeEmployees onlyEmployer provides list of 6 doctors; employee must pick from list (first 90 days)66 2/3% AWWFuneral up to $3,000 + dependentsStrong mediation/dispute system
Rhode Island1+ employeeEmployees onlyEmployee chooses75% of spendable earningsFuneral $3,600 + dependentsCovers apprentices, minors
Vermont1+ employeeEmployees onlyEmployee chooses66 2/3% AWWFuneral up to $5,500 + dependentsCovers most farm workers

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