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New Jersey Workers’ Compensation Law Reference Chart for Adjusters, Produced by AI
14 Aug, 2025 Frank Ferreri
| Category | Details |
|---|---|
| Governing Law | New Jersey Workers’ Compensation Act (N.J.S.A. 34:15-1 et seq.) |
| Administering Agency | NJ Department of Labor and Workforce Development – Division of Workers’ Compensation |
| Waiting Period | 7 days; compensation begins on the 8th day. If disability exceeds 21 days, retroactive to day 1 |
| TTD (Temporary Total Disability) | 70% of Average Weekly Wage (AWW), subject to annual max/min limits set by the state |
| TPD (Temporary Partial Disability) | Not separately defined; partial wage loss may be addressed under permanent partial disability provisions |
| PPD (Permanent Partial Disability) | Based on scheduled or non-scheduled losses. Weekly benefits depend on degree of disability and wage |
| PTD (Permanent Total Disability) | 70% of AWW for life or until able to return to work. Must meet statutory criteria |
| Death Benefits | 70% of AWW to dependents, subject to max/min limits. Burial allowance up to $3,500 |
| Medical Benefits | Employer/carrier selects provider. Covers all necessary and reasonable treatment with no copays or deductibles |
| Authorized Treating Physician | Injured worker must treat with employer/carrier-selected provider unless authorized otherwise |
| Notice Requirements | Must notify employer promptly. No formal time limit, but delays may affect benefits |
| Statute of Limitations | 2 years from date of injury or last compensation payment |
| Dispute Resolution | Claims handled by Judges of Compensation. Settlements may be approved under Section 20 or Section 22 |
| Forms & Filing | Formal Claim Petition, Medical Provider Application, Notice of Motion for Benefits, etc. available via NJ DOL website |
| Vocational Rehabilitation | Available but not mandatory. May be ordered by court in certain cases |
| Recent Legislative Updates | Expanded presumptions for EMTs and paramedics; enhanced medical expert and counsel fees; clarified definitions of disability |
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About The Author
About The Author
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Frank Ferreri
Frank Ferreri, M.A., J.D. covers workers' compensation legal issues. He has published books, articles, and other material on multiple areas of employment, insurance, and disability law. Frank received his master's degree from the University of South Florida and juris doctor from the University of Florida Levin College of Law. Frank encourages everyone to consider helping out the Kind Souls Foundation and Kids' Chance of America.
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