Share This Article:
Kentucky Workers’ Compensation Law Reference Chart for Adjusters, Produced by AI
14 Aug, 2025 Frank Ferreri
| Category | Details |
|---|---|
| Governing Law | Kentucky Revised Statutes Chapter 342 |
| Administering Agency | Kentucky Department of Workers’ Claims (DWC), under the Education and Labor Cabinet |
| Waiting Period | 7 days; compensation begins on the 8th day. If disability exceeds 14 days, retroactive to day 1 |
| TTD (Temporary Total Disability) | 66 2/3% of Average Weekly Wage (AWW), subject to max/min rates. 2024 max: $1,180.43; min: $214.64 |
| TPD (Temporary Partial Disability) | 66 2/3% of wage difference; max: $885.32; no minimum |
| PPD (Permanent Partial Disability) | Based on impairment rating and AWW. Weekly benefits capped and subject to duration limits |
| PTD (Permanent Total Disability) | 66 2/3% of AWW for life or until return to work. Subject to SAWW-based limits |
| Death Benefits | Income benefits to dependents; burial allowance provided. Max/min rates apply |
| Medical Benefits | Lifetime coverage for reasonable and necessary treatment. Employer selects physician |
| Panel of Physicians | Employee may request a change of physician once, with approval from DWC |
| Notice Requirements | Must notify employer “as soon as practicable.” Written claim must be filed within 2 years of injury or last disability payment |
| Statute of Limitations | 2 years from injury or last voluntary payment of disability income benefits |
| Dispute Resolution | Claims handled by Administrative Law Judges. Appeals go to Workers’ Compensation Board |
| Forms & Filing | Electronic filing via DWC portal. Key forms: Form 101 (Claim), Form 112 (Medical Dispute), Form 110 (Agreement) |
| Vocational Rehabilitation | Available for injured workers unable to return to prior employment. May be court-ordered |
| Coverage Requirements | All employers with one or more employees must carry WC insurance or qualify as self-insured |
| Exemptions | Domestic workers (under certain conditions), agricultural workers, religious objectors, and others per KRS 342.650 |
| Relevant Links | Kentucky DWC DWC Forms Portal KRS Chapter 342 |
Read Also
About The Author
About The Author
-
Frank Ferreri
Frank Ferreri, M.A., J.D. covers workers' compensation legal issues. He has published books, articles, and other material on multiple areas of employment, insurance, and disability law. Frank received his master's degree from the University of South Florida and juris doctor from the University of Florida Levin College of Law. Frank encourages everyone to consider helping out the Kind Souls Foundation and Kids' Chance of America.
More by This Author
Read More
- Aug 14, 2025
- Frank Ferreri
- Aug 14, 2025
- Frank Ferreri
- Aug 13, 2025
- Frank Ferreri
- Aug 13, 2025
- Frank Ferreri
- Aug 13, 2025
- Frank Ferreri
- Aug 06, 2025
- WorkersCompensation.com