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The Whistleblower in the Claims Department 
The Whistleblower in the Claims Department 

Dollars & Sense When claims professionals recognize troubling patterns, speaking up can carry professional consequences. The ethical responsibility belongs to individuals and the organizations that determine whether their concerns will be heard.  Imagine a claims […]

  • Nov 03, 2026
  • Claire Muselman
What Did Leadership Know, and When? 
What Did Leadership Know, and When? 

Dollars & Sense When evidence reveals a potentially harmful practice, leadership accountability depends on what happens next. The decisions organizations make after receiving a warning can matter as much as the warning itself.  A quarterly […]

  • Nov 02, 2026
  • Claire Muselman
The Hidden Cost of Engagement 
The Hidden Cost of Engagement 

Dollars & Sense More communication, more services and more medical intervention can make a workers’ compensation claim look exceptionally well managed. The important question is whether all that activity is helping the injured worker recover.  […]

  • Nov 01, 2026
  • Claire Muselman
When Optimization Becomes Harm 
When Optimization Becomes Harm 

Dollars & Sense Every organization in the workers’ compensation system has legitimate goals. The challenge emerges when individually reasonable decisions combine to create consequences nobody intended.  Consider a workers’ compensation claim in which everyone appears […]

  • Oct 31, 2026
  • Claire Muselman
The Business of Prediction 
The Business of Prediction 

Dollars & Sense Predictive tools can identify expensive workers’ compensation claims. Whether the response improves recovery and reduces total costs demands a different kind of proof.  A workers’ compensation claim receives a high-risk score. The […]

  • Oct 29, 2026
  • Claire Muselman
The Halloween Brain: Novelty, Distraction, and Why Fun Changes Attention at Work 
The Halloween Brain: Novelty, Distraction, and Why Fun Changes Attention at Work 

Spooky Safe Halloween gives us a fascinating opportunity to watch attention change inside an ordinary workplace. A skeleton appears beside the copier. A coworker arrives dressed as a dinosaur. Someone announces the costume contest while […]

  • Oct 28, 2026
  • Claire Muselman
Trick-or-Treat Comes to Work: Children, Visitors, and the Changing Risk Environment 
Trick-or-Treat Comes to Work: Children, Visitors, and the Changing Risk Environment 

Spooky Safe A workplace can look exactly the same while becoming a completely different risk environment. Bring-your-family events, office trick-or-treating, trunk-or-treat celebrations, pumpkin patches, and other Halloween activities introduce people who were never part of […]

  • Oct 28, 2026
  • Claire Muselman
Pumpkin Carving at Work: Why a Holiday Tradition Creates a Very Real Laceration Risk 
Pumpkin Carving at Work: Why a Holiday Tradition Creates a Very Real Laceration Risk 

Spooky Safe Pumpkin carving looks simple because the ingredients are familiar: a pumpkin, a knife, a table, and a design. Familiar objects can disguise an unfamiliar task. Most employees participating in a workplace carving contest […]

  • Oct 27, 2026
  • Claire Muselman
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