Illinois Retailers Request Enhanced Causation Requirement

Illinois Gov. Pat Quinn's plan to reform Illinois workers compensation system appears to include some form of a key provision sought by Republicans and business interests, according to a recent talk he gave.
According to several media outlets, Quinn's plan, outlined for the Illinois Retail Merchants Association and the Illinois Manufacturers Association on May 4, would require that a worker would not obtain benefits for an injury if it did not incur on the job. Businesses have sought a “causation" requirement in workers comp claims, meaning the workplace must be the primary contributing cause of a compensable claim. It is unclear whether Quinn's proposal matches up with what Republicans and the state's business interests want. (WCxKit)
Quinn could not point to a bill number or a legislative sponsor for his plan, so the exact language could be examined. Quinn, who indicated he seeks a reform bill enacted prior to the legislature's May 31 adjournment date, would not label his provision “causation,” although the presentation included the requirement that any compensable accident arise out of and in the course of employment.
Workers comp premiums cost companies $3 billion annually, and Quinn noted his plan, which also includes cuts in Illinois medical fee schedule, enhances review of how care is utilized, reduces permanent disability payments, limits compensation for carpal tunnel syndrome and limits the wage differential – how long workers can obtain benefits based on their pay prior to and after their injuries – would save companies $500 million.
Author Robert Elliott, executive vice president, Amaxx Risks Solutions, Inc. has worked successfully for 20 years with many industries to reduce Workers Compensation costs, including airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality and manufacturing. See for more information. or 860-553-6604.

Do not use this information without independent verification. All state laws vary. You should consult with your insurance broker or agent about workers comp issues.
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