Around the States

Temporary Total Disability (TTD) Benefits

Current reference: September 2026

Workers' compensation systems generally provide temporary total disability (TTD) benefits when a work-related injury or illness temporarily prevents an employee from working.

Although many states use a formula based on a percentage of the employee's average weekly wage (AWW), the calculation varies substantially by jurisdiction. Some states calculate benefits using spendable or after-tax wages, some use an average monthly wage, and several have special formulas that can change the result depending on the employee's earnings or circumstances.

This chart focuses on the basic calculation methodology for temporary total disability benefits. It does not attempt to replace state-specific calculations involving maximum/minimum rates, offsets, concurrent employment, dependents, seasonal employment, special occupations, or other statutory adjustments.

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50-State TTD Calculation Chart

State	Basic TTD Calculation	Wage Base / Important Calculation Feature	Primary Authority
Alabama	66⅔% of preinjury weekly wage	Based generally on the employee's average weekly wage before injury	Ala. Code § 25-5-68
Alaska	80% of spendable weekly wages	Spendable wage is based on after-tax/net earnings; subject to statutory minimum and maximum	Alaska Stat. §§ 23.30.220, 23.30.185
Arizona	66⅔% of average monthly wage	Monthly wage methodology; additional amount may be available for dependents	Ariz. Rev. Stat. § 23-1041
Arkansas	66⅔% of preinjury weekly wage	Subject to statutory minimum and maximum rates	Ark. Code Ann. § 11-9-501
California	⅔ of average weekly wage	Subject to statutory minimum and maximum; wage calculation governed by Labor Code § 4453	Cal. Lab. Code §§ 4453, 4653
Colorado	66⅔% of preinjury weekly wage	Subject to statutory minimum/maximum and state wage limits	Colo. Rev. Stat. § 8-42-105
Connecticut	75% of spendable, after-tax weekly earnings	Benefit generally cannot exceed statutory maximum; spendable wage methodology is important	Conn. Gen. Stat. § 31-307
Delaware	66⅔% of preinjury weekly wage	Subject to statutory minimum and maximum; special rules can apply to low wages	19 Del. C. § 2324
Florida	66⅔% of AWW	AWW generally uses wages during the 13 weeks preceding the accident, excluding the week of accident; special 80% rate applies to certain catastrophic losses	Fla. Stat. §§ 440.14, 440.15
Georgia	66⅔% of preinjury weekly wage	Subject to statutory maximum; different maximum applies to temporary partial disability	O.C.G.A. § 34-9-261
Hawaii	66⅔% of preinjury weekly wage	Subject to statutory minimum and maximum	Haw. Rev. Stat. § 386-31
Idaho	67% of preinjury average weekly wage	Statutory wage base and benefit maximum apply	Idaho Code §§ 72-409, 72-408
Illinois	66⅔% of gross AWW	AWW and statutory minimum/maximum levels are important; rate schedules can change during the year	820 ILCS 305/10
Indiana	66⅔% of AWW	Statutory minimum and maximum apply	Ind. Code § 22-3-3-8
Iowa	80% of spendable weekly earnings	Iowa uses a spendable-earnings approach rather than simply paying 80% of gross wages	Iowa Code §§ 85.34, 85.36
Kansas	66⅔% of preinjury weekly wage	Subject to statutory maximum; wage calculation is governed by Kansas law	Kan. Stat. Ann. § 44-510c
Kentucky	66⅔% of AWW	Subject to statutory minimum/maximum; special rules apply to certain low-wage workers	Ky. Rev. Stat. § 342.730
Louisiana	66⅔% of preinjury weekly wage	Subject to statutory minimum and maximum	La. Rev. Stat. § 23:1221
Maine	⅔ of average gross weekly wages for injuries on/after Jan. 1, 2013	Maine previously used an 80% spendable-wage formula for older injuries; current claims generally use gross-wage methodology	Me. Rev. Stat. tit. 39-A, § 211
Maryland	66⅔% of preinjury wage	Statutory minimum and maximum apply; special provisions affect low-wage workers	Md. Code, Lab. & Empl. § 9-628
Massachusetts	60% of average weekly wage	Massachusetts uses a 60% formula for total incapacity benefits, subject to statutory limits	Mass. Gen. Laws ch. 152, § 34
Michigan	80% of spendable/after-tax wage	Michigan uses a spendable wage methodology rather than 80% of gross wages	Mich. Comp. Laws § 418.361
Minnesota	66⅔% of weekly wage at time of injury	AWW methodology and statutory maximum/minimum apply	Minn. Stat. §§ 176.011, 176.101
Mississippi	66⅔% of AWW	Subject to statutory maximum/minimum	Miss. Code Ann. § 71-3-13
Missouri	66⅔% of preinjury AWW	Subject to statutory maximum; maximum is tied to the state average weekly wage	Mo. Rev. Stat. § 287.170
Montana	66⅔% of preinjury wage	Subject to statutory maximum and Montana's wage rules	Mont. Code Ann. § 39-71-701
Nebraska	66⅔% of preinjury wage	Subject to statutory minimum/maximum; low-wage provisions may produce a different result	Neb. Rev. Stat. § 48-121
Nevada	66⅔% of average monthly wage	Nevada uses an average-monthly-wage methodology and statutory maximum	Nev. Rev. Stat. §§ 616A.065, 616C.235
New Hampshire	60% of preinjury wage	Subject to statutory minimum and maximum	N.H. Rev. Stat. § 281-A:28
New Jersey	70% of preinjury weekly wage	Subject to statutory minimum and maximum; maximum is tied to the state average weekly wage	N.J. Stat. Ann. § 34:15-12
New Mexico	66⅔% of preinjury weekly wage	Subject to statutory minimum and maximum	N.M. Stat. § 52-1-41
New York	⅔ of AWW	AWW generally uses earnings during the 52 weeks preceding injury; benefit is subject to statutory maximum and minimum	N.Y. Workers' Comp. Law § 15
North Carolina	66⅔% of AWW	Subject to statutory maximum/minimum; AWW rules are contained in § 97-2	N.C. Gen. Stat. §§ 97-2, 97-29
North Dakota	66⅔% of preinjury wage	Subject to statutory minimum and maximum; maximum is tied to the state average weekly wage	N.D. Cent. Code § 65-02-08
Ohio	72% of FWW for first 12 weeks; generally 66⅔% of AWW thereafter	Ohio uses a particularly important two-stage calculation; if the applicable wage is below the statutory minimum, 100% of FWW/AWW may apply	Ohio Rev. Code § 4123.56
Oklahoma	70% of preinjury wage	Subject to statutory maximum tied to the state average weekly wage	Okla. Stat. tit. 85A, § 45
Oregon	66⅔% of preinjury weekly wage	Subject to statutory minimum and maximum; Oregon has detailed AWW rules	Or. Rev. Stat. § 656.210
Pennsylvania	66⅔% of preinjury weekly wage	Benefit formula changes depending upon relationship between AWW and statewide average weekly wage; low-wage workers receive a higher percentage	77 P.S. § 511.2
Rhode Island	62% of AWW	Additional allowances may apply for dependents; subject to statutory maximum	R.I. Gen. Laws § 28-33-17
South Carolina	66⅔% of preinjury wage	Subject to statutory minimum and maximum; low-wage workers have special treatment	S.C. Code § 42-9-10
South Dakota	66⅔% of preinjury wage	Subject to statutory minimum and maximum	S.D. Codified Laws § 62-4-3
Tennessee	66⅔% of AWW	Subject to statutory maximum/minimum; separate rules apply to psychological injuries and certain benefit periods	Tenn. Code Ann. § 50-6-207
Texas	70% of preinjury weekly wage	Employees earning below $10/hour receive a special 75% formula for the first 26 weeks, then 70% thereafter	Tex. Lab. Code §§ 408.041, 408.042
Utah	66⅔% of AWW	AWW-based benefit cannot exceed the statewide average weekly wage	Utah Code § 34A-2-410
Vermont	66⅔% of preinjury wage	Additional $20 per week per dependent may apply; statutory minimum/maximum apply	Vt. Stat. tit. 21, § 644
Virginia	66⅔% of preinjury average weekly wage	Subject to statutory minimum/maximum	Va. Code § 65.2-500
Washington	60% of preinjury monthly wage, with family-status/dependent additions	Base rate can increase by 5% for a spouse/domestic partner and 2% per dependent, up to 75% of wage	Wash. Rev. Code § 51.32.060
West Virginia	66⅔% of preinjury weekly wage	Cannot exceed 100% of the state's average weekly wage	W. Va. Code § 23-4-6
Wisconsin	66⅔% of preinjury wage	Subject to statutory minimum/maximum; Wisconsin also has detailed AWW rules	Wis. Stat. § 102.43
Wyoming	Greater of 30% of statewide average wage or ⅔ of actual earnings, subject to statutory limitations	Benefit cannot exceed the lesser of 100% of actual earnings or the applicable statewide wage measure	Wyo. Stat. § 27-14-404

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Calculation Methods That Stand Out

Alaska — Spendable Earnings

Alaska is one of the clearest examples of why a simple “percentage of AWW” comparison can be misleading.

TTD is generally 80% of spendable weekly wages, with the 2026 compensation rate subject to a statutory minimum and maximum. Alaska's Department of Labor currently describes the 2026 calculation as 80% of spendable weekly wages, with a $358 minimum and $1,627 maximum.

Practical implication: An employee earning $1,500 gross per week does not simply receive 80% of $1,500. The spendable-wage calculation must first be performed.

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Connecticut — 75% of Spendable Earnings

Connecticut similarly uses a spendable-income methodology.

The basic TTD formula is 75% of the employee's average weekly earnings after deductions, subject to statutory limits. The 2025 WCRI/IAIABC table identifies Connecticut's calculation as 75% of spendable, after-tax or net weekly wages.

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Iowa — 80% of Spendable Earnings

Iowa also uses a spendable-wage approach.

The basic calculation is 80% of spendable weekly earnings, rather than 80% of gross AWW. WCRI identifies Iowa as one of the jurisdictions using after-tax/net weekly wages for TTD calculations.

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Michigan — 80% of Spendable Earnings

Michigan's TTD calculation similarly uses 80% of spendable, after-tax or net weekly wages.

This makes Michigan directly comparable conceptually to Alaska and Iowa, although the states' statutory definitions and rate limits differ.

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Special Calculation States

Arizona

Arizona is unusual because the statute uses an average monthly wage rather than the more familiar weekly-wage formula.

WCRI's current survey describes the calculation as 66⅔% of the worker's average monthly wage, with an additional dependent allowance.

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Ohio

Ohio deserves special treatment in any national benefit calculator.

The state uses 72% of the full weekly wage for the first 12 weeks, followed by 66⅔% of the average weekly wage thereafter. WCRI also identifies a minimum-wage provision under which TTD can equal 100% of the applicable FWW or AWW when the ordinary calculation falls below the statutory minimum.

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Pennsylvania

Pennsylvania's formula is not simply “66⅔% of AWW.”

The statutory formula changes depending upon the worker's average weekly wage in relation to the statewide average weekly wage. Low-wage employees can receive a higher percentage of their wages, while higher-wage employees are subject to the statutory maximum.

This is an excellent example of why the WorkersCompensation.com calculator should ask for AWW rather than merely applying a universal percentage.

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Texas

Texas has a special low-wage provision.

The basic formula is 70% of the employee's preinjury weekly wage, but an employee earning less than $10 per hour receives 75% of the state average weekly wage for the first 26 weeks, followed by the normal 70% formula. WCRI identifies this distinction in its 2025 survey.

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Vermont

Vermont's basic calculation is 66⅔% of preinjury wages, but the state adds $20 per week per dependent.

This means that a national calculator that only asks for AWW can produce an incomplete Vermont result.

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Washington

Washington is another state where family circumstances affect the calculation.

The basic TTD rate is 60% of preinjury monthly wages. The rate can increase by 5% for a spouse or registered domestic partner and 2% for each dependent, subject to a 75% maximum.

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Wyoming

Wyoming has one of the most unusual formulas in the country.

The calculation uses 30% of the statewide average wage or two-thirds of actual earnings, with statutory limitations preventing the benefit from exceeding specified wage measures.

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Why AWW Matters

A national workers' compensation benefit calculator should not begin with:

AWW × 66⅔%

Instead, it should begin with:

1. What state?

The jurisdiction determines the formula.

2. What is the date of injury?

Rates and statutory rules can change over time.

3. What are the worker's wages?

The state may use:

• Weekly wages
• Monthly wages
• Gross wages
• Net/spendable wages
• Average wages over a specified period

4. Are there dependents?

This can affect benefits in certain jurisdictions.

5. Is the worker low-wage?

Several states provide special calculations for lower-paid employees.

6. Are there other jobs?

Concurrent employment can materially affect AWW.

The WCRI/IAIABC survey specifically notes that concurrent employment is handled differently among jurisdictions and that some states include earnings from other jobs when calculating the preinjury wage.

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Examples

Example 1 — Basic 66⅔% State

An employee has an AWW of $900.

A state using a straightforward 66⅔% formula would produce:

$900 × 66⅔% = $600/week

The actual payment could still be affected by that state's minimum and maximum benefit provisions.

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Example 2 — Spendable-Wage State

An employee has gross wages of $1,500/week, but the jurisdiction calculates benefits using spendable wages.

The adjuster cannot simply calculate:

$1,500 × 80% = $1,200

The state-specific spendable-wage calculation must first determine the employee's statutory spendable wage.

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Example 3 — Ohio

Ohio's calculation illustrates why a single percentage can be misleading.

For the applicable initial period:

FWW × 72%

After the initial period:

AWW × 66⅔%

The applicable statutory minimum and maximum must then be considered.

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Example 4 — Washington

Washington requires more information than simply AWW.

The calculation can involve:

Base wage percentage + marital/domestic-partnership adjustment + dependent adjustments

subject to the statutory maximum.

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Takeaway

There is no true "national" workers' compensation benefit formula.

While 66⅔% of AWW is the most common starting point, the actual calculation can differ dramatically.

The major calculation models include:

Percentage of gross wages

Alabama • California • Florida • Georgia • Illinois • Indiana • Kansas • Kentucky • Louisiana • Maryland • Minnesota • Mississippi • Missouri • Montana • Nebraska • New Mexico • New York • North Carolina • North Dakota • Oregon • South Carolina • South Dakota • Tennessee • Utah • Virginia • Wisconsin

Spendable/after-tax wages

Alaska • Connecticut • Iowa • Michigan

Different percentage

Massachusetts • New Jersey • Oklahoma • Rhode Island • Texas • West Virginia

Average monthly wage

Arizona • Nevada

Special/multi-step formula

Ohio • Pennsylvania • Washington • Vermont • Wyoming

These categories are useful for understanding the national landscape, but they should not be treated as substitutes for the underlying state rules.

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Source & Methodology

This chart uses the WCRI/IAIABC Workers' Compensation Laws as of January 1, 2025 as the principal cross-jurisdictional reference. WCRI explains that participating jurisdictions reviewed the submitted information and that the tables are intended to provide a useful summary of jurisdictional differences, while emphasizing that specific claims require review of the applicable statute, regulations and case law.

Current state-specific information was additionally checked where significant 2026 changes or current state guidance were identified, including Alaska and Florida. Florida's Department of Financial Services, for example, currently describes TTD as 66⅔% of AWW and specifies that its AWW is generally based on the 13 calendar weeks preceding the accident, excluding the accident week.

Last reviewed: September 2026

Disclaimer: This chart is intended as a general research reference and educational resource. Workers' compensation laws, regulations, benefit rates and interpretations change frequently. The actual benefit payable in a particular claim may depend upon the date of injury, wage history, employment circumstances, benefit type, statutory maximums/minimums, offsets, concurrent employment, dependents and other jurisdiction-specific factors. Consult the applicable statute, regulations, state agency guidance and, when appropriate, qualified legal counsel before relying upon this information for a particular claim.