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Workers' compensation regulations shift constantly, and tracking those changes across all 53 U.S. jurisdictions is one of the most time-intensive tasks any claims adjuster or HR compliance professional can face. When states revise filing deadlines, […]

Around the States Settlement Agreements • Approval Requirements • Medical Benefits • Lump-Sum Payments Current reference: September 2026 Workers' compensation settlements can take many forms. Depending on the jurisdiction and claim circumstances, a settlement may […]

Around the States Who chooses the treating physician, when can the worker change physicians, and how much control does the employer/carrier have? Current reference: September 2026 Workers' compensation systems take markedly different approaches to medical-provider […]

Around the States Temporary Total Disability (TTD) Benefits Current reference: September 2026 Workers' compensation systems generally provide temporary total disability (TTD) benefits when a work-related injury or illness temporarily prevents an employee from working. Although […]

Around the States Temporary Disability / Wage-Loss Benefits Current reference: September 2026 Workers' compensation waiting periods determine when an injured worker becomes eligible to receive temporary disability or wage-loss benefits after a work-related injury. The […]

Bits & Pieces Definition The "arising out of employment" requirement addresses the causal connection between employment and injury. An injury arises out of employment when the employment exposes the worker to a risk that contributes […]

The First 72 Hours of a Lost-Time Claim Purpose The first 72 hours largely determine whether a claim becomes: This playbook provides a structured approach to investigation, communication, medical management, and documentation. Claim Profile Scenario […]

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