What Do You Think? An employer may face significant liability if a worker can show the employer intentionally injured him. That’s because intentional injuries are generally not considered workplace accidents whose sole remedy is workers’ […]

Compliance Corner Generally, the words "volunteer" and "workers' compensation are mutually exclusive, but there are some instances where a "volunteer" can be considered an "employee" for state workers' compensation law. As Simply Research subscribers know, […]

What Do You Think? Florida's heart-lung statute creates a rebuttable presumption that heart disease is an accident that arose from employment for certain first responders, including law enforcement officers. A recent case involving a prison guard […]

Compliance Corner It seems a basic assumption in a workers' compensation claim is that honesty and transparency are the only way to take care of an injured worker and get business back to usual as […]

State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Alabama 5+ employees Employees only Employer chooses 66 2/3% AWW $6,500 funeral + dependents Farm/domestic exempt Alaska 1+ employees Employees […]

State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Arkansas 3+ employees Employees only Employer chooses 66 2/3% AWW Funeral up to $6,000 + dependents Farm/domestic exempt Louisiana 1+ […]

State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Alaska 1+ employees Employees only Employer chooses 80% net spendable wage No max (depends on dependents) Broad coverage Arizona 1+ […]

State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Illinois 1+ employees Employees only Employee chooses 66 2/3% AWW Funeral up to $8,000 + dependents Broadest coverage Indiana 1+ […]