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51-Jurisdiction Workers’ Comp Matrix

06 Oct, 2026 WorkersCompensation.com

                               
  • NCCI = Uses NCCI as rating/statistical bureau. [ncci.com], [workerscompcost.com]
  • WCRI = Included in WCRI CompScope™ Benchmarks 2026. [wcrinet.org], [wcrinet.org]
  • Independent Bureau = State has its own rating bureau or independent statistical/rating structure rather than NCCI.
  • Competitive State Fund = State-operated insurer competes with private carriers.
  • Monopolistic Fund = State fund is the exclusive workers' compensation insurer.
JurisdictionNCCIWCRIIndependent BureauCompetitive State FundMonopolistic Fund
AlabamaYesNoNoNoNo
AlaskaYesNoNoNoNo
ArizonaYesNoNoNoNo
ArkansasYesYesNoNoNo
CaliforniaNoYesYesYes (State Fund)No
ColoradoYesNoNoPinnacolNo
ConnecticutYesNoNoNoNo
DelawareNoYesYesNoNo
District of ColumbiaYesNoNoNoNo
FloridaYesYesNoNoNo
GeorgiaYesNoNoNoNo
HawaiiYesNoNoNoNo
IdahoYesNoNoNoNo
IllinoisYesYesNoNoNo
IndianaNoYesYesNoNo
IowaYesYesNoNoNo
KansasYesNoNoNoNo
KentuckyYesYesNoNoNo
LouisianaYesYesNoNoNo
MaineYesNoNoNoNo
MarylandYesNoNoChesapeake EmployersNo
MassachusettsNoYesYesNoNo
MichiganNoYesYesNoNo
MinnesotaNoYesYesNoNo
MississippiYesNoNoNoNo
MissouriYesNoNoNoNo
MontanaYesNoNoNoNo
NebraskaYesNoNoNoNo
NevadaYesNoNoNoNo
New HampshireYesNoNoNoNo
New JerseyNoYesYesNoNo
New MexicoYesNoNoNoNo
New YorkNoNoYes (NYCIRB)NYSIFNo
North CarolinaNoYesYes (NCRB)NoNo
North DakotaNoNoNoNoYes
OhioNoNoNoNoYes
OklahomaYesNoNoNoNo
OregonNoNoYes (NCCI data use limited)SAIFNo
PennsylvaniaNoYesYes (PCRB)SWIFNo
Rhode IslandNoNoYesBeacon MutualNo
South CarolinaYesNoNoNoNo
South DakotaYesNoNoNoNo
TennesseeYesNoNoNoNo
TexasNoYesYesNoNo
UtahYesNoNoNoNo
VermontNoNoYesNoNo
VirginiaNoYesYes (VRB)NoNo
WashingtonNoNoNoNoYes
West VirginiaNoNoNoNoNo
WisconsinNoYesYes (WCRB)NoNo
WyomingYesNoNoNoYes

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