Horizon Casualty Services, Inc. (HCS), an affiliate of Horizon BCBS NJ (Horizon), is the cornerstone in the management of workers’ compensation (WC) and personal injury protection (PIP) services in New Jersey. Headquartered in Newark, NJ, […]

In the ever-evolving landscape of workers’ compensation, insurance, and healthcare, technology is becoming a game-changer in improving efficiency, accuracy, and outcomes. One of the most significant advances shaping this industry today is the application of […]

Throughout this series, we explored everything from the fundamentals of captive insurance to its applications in real-world business scenarios. Captive insurance is more than a risk management tool: it's a strategic asset that can reduce […]

Our previous article examined the importance of auditing and financial reporting in captive insurance. As businesses increasingly operate globally, captives play a crucial role in international risk management strategies. However, operating a captive across different […]

Captive insurance is often viewed primarily as a risk management and cost reduction mechanism. However, as captives have evolved, companies have realized the strategic benefits they provide. Beyond acting as an insurance solution, captives can […]

The previous article explored the future trends shaping the captive insurance industry. Application can help increase understanding, so let's dive into real-world case studies demonstrating how companies from different industries have effectively leveraged captives. These […]

In a previous article, we discussed the critical role captive managers and service providers play in ensuring the success of a captive insurance program. As captive insurance continues to evolve, companies must stay informed about […]

The previous article explored the financial aspects of running a captive insurance program, including financial statements, reserves, and capital adequacy. In this segment, we focus on the professionals who help ensure the smooth operation of […]