Adjuster EssentialsCore BenefitsClaims HandlingLegal ProcessesCompliance & PenaltiesResources Adjuster Essentials Core Benefits Overview Benefit Type Details Medical Benefits Covers all necessary and reasonable treatment. No co-pays or deductibles Temporary Total Disability (TTD) 2/3 of average weekly […]

Adjuster Essentials Core Benefits Overview Benefit Type Details Medical Care Covers all necessary treatment from authorized providers. No out-of-pocket costs. Temporary Disability (TD) Up to 2/3 of average weekly wage, subject to state max (e.g., […]

Adjuster CertificationCore BenefitsClaims HandlingLegal ProcessesResources Adjuster Certification & Training Core Benefits Overview Benefit Type Key Details Medical Care Must be reasonably necessary to cure or relieve injury. Governed by MTUS. Temporary Disability (TD) Paid when […]

Category Key Information Governing Law Texas Labor Code, Title 5; 28 TAC Chapters 102–180 Coverage Not mandatory for private employers; those who opt in must notify employees and post notices Injury Reporting Employee must report […]

Category Details Governing Law Kentucky Revised Statutes Chapter 342 Administering Agency Kentucky Department of Workers’ Claims (DWC), under the Education and Labor Cabinet Waiting Period 7 days; compensation begins on the 8th day. If disability […]

Category Details Governing Law New Jersey Workers’ Compensation Act (N.J.S.A. 34:15-1 et seq.) Administering Agency NJ Department of Labor and Workforce Development – Division of Workers’ Compensation Waiting Period 7 days; compensation begins on the […]

Category Details Governing Law Alabama Workers’ Compensation Act (§25-5-1 et seq., Code of Alabama 1975) Administering Agency Alabama Department of Labor – Workers’ Compensation Division Waiting Period 3 days; compensation begins on the 4th day. […]

📘 Legal Framework Topic Details Governing Law O.C.G.A. Title 34, Chapter 9 Regulatory Body Georgia State Board of Workers' Compensation (SBWC) Key Rules SBWC Rules & Regulations; Insurance Commissioner Rule 120-2-3 🧾 Claims Handling Guidelines […]