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Mississippi Workers’ Compensation Reference Chart for Adjusters, Produced by AI
23 Aug, 2025 Frank Ferreri

Coverage Requirements
Employers with five or more employees must carry workers' compensation insurance. Independent contractors, domestic workers, and farm laborers are generally excluded. Self-insurance is available for qualified employers.
Claim Reporting & Filing
Trigger | Action Required | Deadline |
---|---|---|
Injury occurs | Employee must notify employer | Within 30 days |
Employer receives notice | File First Report of Injury (Form B-3) | Within 10 days |
Disability > waiting period | File Notice of First Payment (Form B-18) | Within 10 days of waiting period end |
Denial of claim | File Notice of Controversion (Form B-52) | By 14th day after employer learns of injury |
Final payment made | File Notice of Final Payment (Form B-31) | Within 30 days |
Benefit Types & Calculations
Benefit Type | Rate | Duration | Notes |
---|---|---|---|
Temporary Total Disability (TTD) | 66.67% of AWW | Up to 450 weeks | Retroactive if disability >14 days |
Temporary Partial Disability (TPD) | 66.67% of wage loss | Up to 450 weeks | Based on reduced earnings |
Permanent Partial Disability (PPD) | Statutory schedule | Varies by body part | Based on impairment rating |
Permanent Total Disability (PTD) | 66.67% of AWW | Up to 450 weeks | Total loss of earning capacity |
Medical Benefits | Full coverage | Unlimited | Includes travel, surgery, rehab |
Medical & Vocational Services
- Employee may choose initial treating physician.
- Changes require approval from employer or Commission.
- Vocational rehabilitation available for retraining and placement.
- Mileage reimbursement covered for travel to treatment.
Dispute Resolution Process
- Informal Mediation: Encouraged by Commission.
- Formal Hearing: Before Administrative Judge.
- Appeal: To full Commission, then Court of Appeals or Supreme Court.
Adjuster Responsibilities
- File all required forms timely (B-3, B-18, B-52, B-31).
- Calculate AWW and benefits accurately.
- Monitor benefit duration and eligibility.
- Coordinate medical reviews and provider compliance.
- Maintain ethical standards and fiduciary responsibility.
- Avoid penalties for late payments or reporting.
Read Also
- Aug 08, 2025
- WorkersCompensation.com
- Aug 06, 2025
- Frank Ferreri
About The Author
About The Author
-
Frank Ferreri
Frank Ferreri, M.A., J.D. covers workers' compensation legal issues. He has published books, articles, and other material on multiple areas of employment, insurance, and disability law. Frank received his master's degree from the University of South Florida and juris doctor from the University of Florida Levin College of Law. Frank encourages everyone to consider helping out the Kind Souls Foundation and Kids' Chance of America.
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