Adjuster EssentialsCore BenefitsClaims HandlingLegal ProcessesCompliance & PenaltiesResources Adjuster Essentials Core Benefits Overview Benefit Type Details Medical Benefits Covers all necessary and reasonable treatment. No co-pays or deductibles Temporary Total Disability (TTD) 2/3 of average weekly […]

Adjuster Essentials Core Benefits Overview Benefit Type Details Medical Care Covers all necessary treatment from authorized providers. No out-of-pocket costs. Temporary Disability (TD) Up to 2/3 of average weekly wage, subject to state max (e.g., […]

Adjuster CertificationCore BenefitsClaims HandlingLegal ProcessesResources Adjuster Certification & Training Core Benefits Overview Benefit Type Key Details Medical Care Must be reasonably necessary to cure or relieve injury. Governed by MTUS. Temporary Disability (TD) Paid when […]

Category Key Information Governing Law Texas Labor Code, Title 5; 28 TAC Chapters 102–180 Coverage Not mandatory for private employers; those who opt in must notify employees and post notices Injury Reporting Employee must report […]

Case File Montana's top court took up a case involving assignment of workers' compensation policies and found that an attempt to cast cancelations as assignments didn't negate the cancelation portion of the maneuver. Simply Research […]

Federal Focus When it came to deciding whether a federal worker's suicide resulted from his job, as was required to establish the compensability of death benefits to his widow, ECAB found that OWCP needed another […]

Category Details Governing Law Kentucky Revised Statutes Chapter 342 Administering Agency Kentucky Department of Workers’ Claims (DWC), under the Education and Labor Cabinet Waiting Period 7 days; compensation begins on the 8th day. If disability […]

Category Details Governing Law New Jersey Workers’ Compensation Act (N.J.S.A. 34:15-1 et seq.) Administering Agency NJ Department of Labor and Workforce Development – Division of Workers’ Compensation Waiting Period 7 days; compensation begins on the […]