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State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Alabama 5+ employees Employees only Employer chooses 66 2/3% AWW $6,500 funeral + dependents Farm/domestic exempt Alaska 1+ employees Employees […]

State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Arkansas 3+ employees Employees only Employer chooses 66 2/3% AWW Funeral up to $6,000 + dependents Farm/domestic exempt Louisiana 1+ […]

State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Alaska 1+ employees Employees only Employer chooses 80% net spendable wage No max (depends on dependents) Broad coverage Arizona 1+ […]

State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Illinois 1+ employees Employees only Employee chooses 66 2/3% AWW Funeral up to $8,000 + dependents Broadest coverage Indiana 1+ […]

State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Alabama 5+ employees Employees only Employer chooses 66 2/3% AWW Funeral up to $6,500 + dependents Farm/domestic exempt Florida 4+ […]

State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Connecticut 1+ employee Employees only Employer chooses initially, then employee may change 75% of after-tax AWW Funeral up to $4,000 […]