The Cost of Delay  Each day that an injured employee stays home, costs pile up. Carriers and payers foot the bill for lost wages, temporary disability payments, and ongoing medical care.i Employers shoulder the burden […]

TAMPA, Fla., August 8, 2025– Kids’ Chance of Florida, Inc., a nonprofit organization dedicated to providing educational opportunities to the children of Florida workers who have been seriously or fatally injured on the job, proudly […]

State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Alabama 5+ employees Employees only Employer chooses 66 2/3% AWW $6,500 funeral + dependents Farm/domestic exempt Alaska 1+ employees Employees […]

State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Arkansas 3+ employees Employees only Employer chooses 66 2/3% AWW Funeral up to $6,000 + dependents Farm/domestic exempt Louisiana 1+ […]

State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Alaska 1+ employees Employees only Employer chooses 80% net spendable wage No max (depends on dependents) Broad coverage Arizona 1+ […]

State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Illinois 1+ employees Employees only Employee chooses 66 2/3% AWW Funeral up to $8,000 + dependents Broadest coverage Indiana 1+ […]

State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Alabama 5+ employees Employees only Employer chooses 66 2/3% AWW Funeral up to $6,500 + dependents Farm/domestic exempt Florida 4+ […]

State Coverage Requirement Employee Eligibility Medical Provider Choice Wage Replacement % Death Benefit Cap Notes Connecticut 1+ employee Employees only Employer chooses initially, then employee may change 75% of after-tax AWW Funeral up to $4,000 […]