Missouri Workers' Compensation Information



Please Note: for Claims assistance or questions about coverage and exemptions You will need to call one of the numbers listed below.

Also be aware that the Workers' Compensation Assistance Offices in different states may go by different names such as "Industrial Accidents".
These are the only numbers that we are aware of and have available for Missouri Workers' Compensation.

Missouri Workers' Compensation Telephone Directory


Division of Workers' Compensation - Central Office: 573-751-4231

Workers' Safety Program: 573-526-5757

DWC Fraud and Noncompliance Unit: 800-592-6003

Dispute Management Unit: 573-526-4951

DWC - Second Injury Fund: 573-526-3505

Appeals (Labor & Industrial Relations): 573-751-2461

Division of Workers' Compensation - Toll free: 800-775-2667

Vocational Rehabilitation: 573-751-3251

Vocational Rehabilitation - Email Address & Toll Free: 877-222-8963

Mine & Cave Safety: 573-751-1422

Electronic Filing: 573-526-4943

Medical Fee Disputes: 573-526-5610

Division of Workers' Compensation Docketing Location - Cape Girardeau Office: 573-290-5757

Division of Workers' Compensation Docketing Location - Joplin Office: 417-629-3032

Division of Workers' Compensation Docketing Locaion - Kansas City Office: 816-889-2481

Division of Workers' Compensation Docketing Location - Springfield Office: 417-888-4100

Division of Workers' Compensation Docketing Location - St. Charles Office: 636-949-1999

Division of Workers' Compensation Docketing Location - St. Joseph Office: 816-387-2275

Division of Workers' Compensation Docketing Location - St. Louis Office: 314-340-6865

Department of Insurance Commissioner Chlora Lindley-Myers: 573-751-4126

OSHA - Kansas City Area Ofc. - Fed. OSHA covers private Employers/Employees in MO: 816-483-9531

Division of Workers' Compensation Docketing Location - Jefferson City: 573-751-4231

Forms & Publications


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Some "Revision Dates" may be displayed as part of the Description.

(wc-1) Report of Injury 2/16
(wc-2) Notice of Commencement / Termination of Compensation 7/21
(MODOL-4474) First Report of Occupational Fatality Missouri Census of Fatal Occupational Injuries 9/17
(wc-9) Medical Treatment Form 3/12
(wc-21) Claim for Compensation - claim for Workers' Compensation for injuries occurring prior to January 1, 2014. 6/15
(wc-21a) Claim For Compensation - claim for Workers' Compensation for injuries occurring on or after January 1, 2014 - based upon the revisions to the Workers' Compensation Law made by Senate Bill 1. 6/15
(wc-22) Answer to Claim For Compensation 6/15
(wc-22a) Answer to Claim For Compensation 6/15
(wc-25) Workers' Compensation Subpoena 4/12
(wc-25-a) Workers' Compensation Subpoena Duces Tecum 4/12
(wc-25-b) Workers' Compensation Subpoena For Deposition 4/12
(wc-25-c) Workers' Compensation Subpoena Duces Tecum For Deposition 4/12
(wc-43) Authorization to Inspect and/or Copy Medical Records 3/12
(wc-81) Application for Authority to Self-Insure 4/12
(wc-81-a) Application for Group Self-Insurance 4/12
(wc-81-b) Application for Membership 8/11
(wc-82-a) Guaranty to Satisfy Compensation Claims under Workers' Compensation Law of Missouri 4/12
(wc-82-b) Bond of Employer Carrying His Own Risk 4/12
(wc-82-e) Escrow Agreement 4/12
(wc-83) Self-Insurer's Statement of Outstanding Losses 9/11
(wc-84) Self-Insurer's Payroll Report 9/19
(wc-85) Self-Insurer's Annual Financial Statement 10/11
(wc-86) Self-Insurer's Report of Compensation Payments 4/12
(4466) BROCHURE - Resource Guide for Employers 1/16
(wc-259) Brochure - Workers' Compensation Requirements For the Missouri Construction Industry 1/18
(wc-107) BROCHURE - Dispute Management for Injured Workers" and Employers 9/14
(wc-110) Disability Schedule and Benefit Limits 6/20
(wc-116) Appeal Rights and Procedures in Workers" compensation 10/13
BROCHURE - Second Injury Fund Surcharge 8/11
(wc-121) Statement of Specific and Aggregate Excess Insurance Coverage 5/13
(wc-124) BROCHURE - WC-124 Self-Insuring Workers' Compensation Liability Through Trusts 4/15
(wc-126) Authorization to Release Information (and instructions) 3/12
(wc-127) Proposed Rates for Workers' Compensation Group Self-Insurance 12/19
(wc-128) Checklist for Individual Self Insurance Applications 1/16
(wc-129) Self-Insured Trust Safety Program Initial Certification Procedures 9/11
(wc-130) Auditing Procedures for Applicants for Individual Self-Insurance 9/11
(wc-131) Individual Self-Insured Employer Information 1/18
(wc-132) Electronic Fund Transfer Enrollment Form 12/19
(wc-133) Electronic Data Distribution Trading Partner Profile (Receiver's Specifications) 9/11
(wc-250) Electronic Partnering/Confidentiality Agreement (FROI) 5/17
(wc-134) Affidavit of Exemption for Workers' Compensation Insurance 1/18
(wc-135) 2019 Trust Self-Insurance Annual Report (WC-135) 12/19
(wc-138) Employee's Application for Religious Exception 4/12
(wc-138-3) Employee's Religious Exception Affidavit and Waiver 4/12
(wc-138-5) Employer's Affidavit for Religious Exception 4/12
(wc-138-7) Religious Exception Application and Affidavit Instructions 4/12
(wc-138-a) Religious Exemption Information 9/11
(wc-182) Request for Conference 3/18
(wc-183) Request for Pre-Hearing 2/18
(wc-184) Request for Mediation 1/18
(wc-185) Request for Hardship Hearing 2/18
(wc-186) Request for Hearing - Final Award 2/18
(wc-194) Request by a Health Care Provider for Case Status Information to file a Medical Fee Dispute Application 4/12
(wc-198) Answer to Application for Payment of Additional Medical Fees 3/12
(wc-199) Answer to Application for Direct Payment 3/12
(wc-200) Entry of Appearance 9/11
(wc-201) Request for Award on Undisputed Facts in Regards to Application for Direct Payment 9/11
(wc-202) Health Care Provider's Response to Request for Reward on Undisputed Facts in Regard to Application for Direct Payment 9/11
(wc-214) Application for Administrative Ruling 9/11
(wc-235) Entry of Appearance 7/16
(wc-236) Motion for Leave to Withdraw 4/12
(wc-237) Substitution of Counsel 1/17
(wc-239) Group Application Check List 9/11
(wc-240) Affidavit of Zero Reporting, Commercial Users Only 3/12
(wc-241) Physician's Report on Eye Injuries 4/12
(wc-249) Irrevocable Letter of Credit 4/12
(wc-249-3) Authorization to Release Confidential Information 4/12
(wc-258) Non-Compliance Referral Form 3/16
(wc-265) Surplus Distribution Request 4/12
(wc-269) Group Trust New Member Application Checklist 4/12
(wc-270) Group Trust Member Information Update 3/12
(wc-280) Report Your Workplace Injury/Occupational Disease or Repetitive Trauma Injury 3/12
(wc-281) Joint Motion for Change of Venue 3/12
(wc-297) Request for Award on Undisputed Facts in Regard to Application for Payment of Additional Reimbursement of Medical Fees 1/14
(wc-303) Claimant Authorization To Disclose Workers' Compensation Records 12/17
(wc-304-i) Mesothelioma Liability Election of Self-Insured Employer or Group Trust Member Pursuant to 287.200.4(3), RSMo 3/17
(wc-304-g) Notice of Employers Election to Become a Member of a Group Insurance Pool* Pursuant to 287.200.4(3)(a), RSMo 3/17
(wc-g-11) Stipulation for Compromise Settlement 4/12
(wcr-1a) Physician's Rehabilitation Information Sheet 10/11
(wcr-4a) Verification of Rehabilitation Treatment N/D
(wcr-5a) Bi-Weekly Report on Physical Rehabilitation N/D
(wcr-6) Report of Serious Injury Referral Form N/D
(wcr-7) Eligibility Guidelines for Second Injury Rehab Benefits 10/11
(wcr-8) Request for Certification 4/21
(wc-md-01) Application for Direct Payment 3/12
(wc-md-02) Payment of Additional Reimbursements of Medical Fees 9/14
(wc-md-03) Application for Evidentiary Hearing 8/11
(wc-md-05) Request for Dismissal of Application for Payment of Additional Reimbursements of Medical Fees 1/14
(wc-md-10) Request for Dismissal of Application for Direct Payment 8/11
(wct-1) Application for Tort Victims Compensation 8/14
(wct-2) Questions and Affidavit Regarding Benefit Sources and Payments - 4/12
(wct-3) Questions and Affidavit Regarding Lost Income 4/12
(wct-4) Questions and Affidavit Regarding Waiver of Final Judgement Requirement 4/12
(wct-5) Questions and Affidavit Regarding Due Diligence in Enforcing the Judgement 4/12
(wct-6) Questions and Affidavit Regarding Completeness of Medical Information Submitted 4/12
(812-1321) Application for Crime Victims' Compensation 10/18
(indemgp) Indemnity Agreement or Trust Agreement 7/94
(moic-2567) Application for Review to the Labor and Industrial Relations Commission 1/20
(moic-2568) Crime Victim Petition for Review to the LIRC 1/02
(wclod-1a) Claim for Compensation for Line of Duty Compensation Benefits (Fatality Prior to August 28,2017) 11/18
(wclod-1b) Claim for Compensation for Line of Duty Compensation Benefits ( Fatality between August 28, 2017 and before August 28, 2018) 11/18
(wclod-1c) Claim for Compensation for Line of Duty Compensation Benefits (Fatality On or After August 28,2018) 11/18
(wclod-15) Brochure - Survivors Benefits For Family Members of Missouri Fallen Workforce 11/18
(fn09) Workers' Compensation: Fraud and Noncompliance (Brochure) 8/18
(wc-276) Electronic Partnering/Confidentiality Agreement (Second Injury Fund Surcharge) 4/20

Division 20 - Labor and Industrial

Division 50 - Workers' Compensation Rules

Misc. Related Statutes


  • 287.010. Citation of law..

  • 287.020. Definitions - intent to abrogate earlier case law. -.

  • 287.021. Sheriffs and deputy sheriffs to be covered by workers' compensation - average earnings defined. -.

  • 287.030. Employer defined. -.

  • 287.035. Partners, sole proprietors may elect to receive benefits for themselves - employees, effect - insurer's liability - intent of law - withdrawal of employee from coverage, procedure. -.

  • 287.037. Member of limited liability company to receive coverage, rejection of coverage, rescission of rejection - S corporation, certain shareholders may elect or reject coverage. -.

  • 287.040. Liability of employer - contractors, subcontractors. -.

  • 287.041. For-hire motor carrier not an employer of a lessor - definition. -.

  • 287.043. Abrogation of case law regarding definition of owner. -.

  • 287.060. Employers and employees affected by this act. -.

  • 287.061. Occupational or business license for construction contractors, city or county - duty to require proof of workers' compensation coverage, when, effect. -.

  • 287.063. Occupational diseases, presumption of exposure - last employer liable - statute of limitations, starts running, when. -.

  • 287.067. Occupational disease defined - repetitive motion, loss of hearing, radiation injury, communicable disease, others. -.

  • 287.070. Occupational diseases directly related to cleanup of an illegal drug manufacturing lab. -.

  • 287.090. Exempt employers and occupations - election to accept - withdrawal - notification required of insurance companies. -.

  • 287.100. Legislative intent relative to other laws expressed. -.

  • 287.110. Scope of chapter as to injuries and diseases covered. -.

  • 287.120. Liability of employer set out - compensation increased or reduced, when - use of alcohol or controlled substances or voluntary recreational activities, injury from - effect on compensation - mental injuries, requirements, firefighter stress not affected. -.

  • 287.123. Insurers to establish safety engineering and management services program - requirements - division to maintain registry. -.

  • 287.124. Department of labor and industrial relations, certification of employer safety programs, when. -.

  • 287.126. Toll-free telephone number for workers' compensation information, division to establish. -.

  • 287.127. Notice, employer to post, contents - division to develop, distribute, and publish notice, when - penalty.

  • 287.128. Unlawful acts, penalties - fraud or noncompliance, complaint may be filed, effect - fraud and noncompliance unit established, purpose, confidentiality of records - annual report, contents. -.

  • 287.129. False billing practices of health care provider, defined, effect - department of insurance, financial institutions and professional registration, powers - penalty. -.

  • 287.130. Employer's liability joint and several - contribution allowable. -.

  • 287.135. Managed care services, department to establish program to certify organizations, procedures - effect on fees and services. -.

  • 287.140. Employer to provide medical and other services, transportation, artificial devices, reactivation of claim - duties of health care providers - refusal of treatment, effect - medical evidence - division, commission responsibilities - notice to health care provider of workers' compensation claim, contents, effect - use of employee leave time. -.

  • 287.141. Physical rehabilitation, defined, division of workers' compensation to administer - procedure. -.

  • 287.143. Vocational rehabilitation services, not mandatory - testing and assessment. -.

  • 287.144. Definitions. -.

  • 287.145. Rehabilitation practitioners, providers, certification of, how. -.

  • 287.146. Employee authorized to receive vocational rehabilitation, when - duties of director. -.

  • 287.148. Loss of suitable, gainful employment, how determined - severe injury, defined - plan, duration, costs allowed. -.

  • 287.149. Benefits to be paid, when - reduction of benefits, when. -.

  • 287.150. Subrogation to rights of employee or dependents against third person, effect of recovery - construction design professional, immunity from liability, when, exception - waiver of subrogation rights on certain contracts void, employer's lien on subrogation recovery, when - third party liability, subrogation, effect on. -.

  • 287.160. Waiting period - compensation, how paid - interest, how computed - not credit to employer for wages or benefits paid, exception. -.

  • 287.170. Temporary total disability, amount to be paid - method of payment - disqualification, when - post injury misconduct defined - benefits not payable, when. -.

  • 287.180. Temporary partial disability, amount to be paid - method of payment. -.

  • 287.190. Permanent partial disability, amount to be paid - permanent partial disability defined - permanent total and partial total disability require certification by physician on compensability - award reduced when. -.

  • 287.195. Claims for hernia, proof required.

  • 287.197. Occupational deafness - tests, claims, awards, liability of employer, effect of hearing aid. -.

  • 287.200. Permanent total disability, amount to be paid - suspension of payments, when - toxic exposure, treatment of claims. -.

  • 287.203. Termination of compensation by employer, employee right to hearing - assessment of costs. -.

  • 287.210. Physical examination of employee - exchange of medical records - admissibility of physician's, coroner's records - autopsy may be ordered. -.

  • 287.215. Injured employee to be furnished copy of his statement, otherwise inadmissible as evidence - statement, what is not to be included. -.

  • 287.220. Compensation and payment of compensation for disability - second injury fund created, services covered, actuarial studies required - failure of employer to insure, penalty - records open to public, when - concurrent employers, effect - priority of payment of liabilities of fund. -.

  • 287.223. Missouri mesothelioma risk management fund created - definitions - issuance of payments, when - board of trustees, appointment, meetings, duties. -.

  • 287.230. Payment of compensation at death of employee - exceptions - abrogation of case law. -.

  • 287.240. Death benefits and burial expenses, amount, to whom paid and when paid - dependent defined - death benefits, how distributed - record of dependents, employer to keep - dependents to report to division, procedure. -.

  • 287.241. Death benefits, inconsistent with section 287.240, when. -.

  • 287.243. Line of duty compensation - definitions - claim procedure - distribution - no subrogation rights for employers or insurers - grievance procedures - sunset date - fund created, use of moneys - rulemaking authority. -.

  • 287.245. Volunteer firefighters, grants for workers' compensation insurance premiums. -.

  • 287.250. Compensation, computation of - average weekly wage, division or commission may determine, when - additional compensation for persons under twenty-one, when - multiple employers, computation of coverage - weekly wage - compromise settlement. -.

  • 287.252. Cafeteria plan payroll deductions, not to reduce computation of employee compensation. -.

  • 287.253. Monetary bonus, effect on benefits. -.

  • 287.260. Compensation to have priority - not assignable - exceptions. -.

  • 287.266. Payments made to public assistance recipients to be a debt due state, recovery by state - attorney's fees - assignment of rights - apportionment by judge, when. -.

  • 287.270. Benefits from other sources no bar to compensation, exception, professional athletes. -.

  • 287.280. Employer's entire liability to be covered, self-insurer or approved carrier - exception - group of employers may qualify as self-insurers - rules - confidential records. -.

  • 287.282. Employee leasing arrangements, coverage required. -.

  • 287.290. Employee not to pay cost of insurance. -.

  • 287.300. Employer's liability primary or secondary - notice and service, when sufficient. -.

  • 287.310. Policies to be approved by department - deductible plans authorized, requirements. -.

  • 287.335. Determinations review board, created, purpose - code classifications, classification system, review of, duties. -.

  • 287.340. Insurance companies must keep reserve. -.

  • 287.350. Insurance companies to make report. -.

  • 287.360. Director may suspend or revoke permits and ask for a receiver. -.

  • 287.370. Compensation in lieu of insurance, how provided. -.

  • 287.380. Employer or insurer to make report to division, requirements - information not to be disclosed - failure to report, penalty. -.

  • 287.390. Compromise settlements, how made - validity, effect, settlement with minor dependents - employee entitled to one hundred percent of offer, when - maximum medical improvement, rating from second physician, when. -.

  • 287.400. Accident - duty of division - employer. -.

  • 287.410. Powers and functions of the division of workers' compensation. -.

  • 287.420. Written notice of injury to be given to employer - exceptions. -.

  • 287.430. Limitation as to action, exception. -.

  • 287.440. Limitation begins to run, when. -.

  • 287.450. Failure to agree on compensation - division to hold hearings. -.

  • 287.460. Division hearings, findings sent to parties and insurer - mediation services, division to establish procedures, requirements. -.

  • 287.470. Commission may review and change award. -.

  • 287.480. Application for review, time limit - when deemed filed - bond required, when. -.

  • 287.490. Final award conclusive unless an appeal is taken - grounds for setting aside - disputes governed by this section, claims arising before August 13, 1980. -.

  • 287.495. Final award conclusive unless an appeal is taken - grounds for setting aside - disputes governed by this section, claims arising on or after August 13, 1980. -.

  • 287.500. Circuit court may act upon memorandum - procedure. -.

  • 287.510. Temporary or partial awards may be made. -.

  • 287.520. Notice - manner of serving. -.

  • 287.530. Commission or division may commute compensation, when and how. -.

  • 287.540. Compensation commuted - funds, how paid out. -.

  • 287.550. Proceedings before commission to be informal and summary. -.

  • 287.560. Division or commission may administer oaths, issue process, take depositions - depositions may be taken by electronic means - costs, how paid. -.

  • 287.570. Contempt - penalty. -.

  • 287.580. Death, pending proceedings - action shall not abate. -.

  • 287.590. Division may be sued - official seal. -.

  • 287.600. Oath of office. -.

  • 287.610. Additional administrative law judges, appointment and qualification, limit on number - annual evaluations - review committee, retention vote - jurisdiction, powers - continuing training required - performance audits required - rules. -.

  • *287.615. Employees of division - compensation - selection. -.

  • 287.620. Attorney general legal adviser. -.

  • 287.630. Forms, other material furnished by commission and division. -.

  • 287.640. Necessary offices to be provided, where - salaries - traveling expenses, how paid - hearings, where held. -.

  • 287.642. Public information programs, division to establish. -.

  • 287.650. Division to make rules and regulations - power to destroy reports, when - rules. -.

  • 287.655. Dismissal of claims, when, how, effect. -.

  • 287.660. Fees. -.

  • 287.670. No fees for services of public officers. -.

  • 287.680. Annual report to governor. -.

  • 287.690. Premium tax on insurance carriers, purpose, rate, how determined - use of funds for employers mutual insurance company, purpose. -.

  • 287.700. Returns delinquent - duty of director. -.

  • 287.710. Tax returns - payments - use of proceeds - funds and interest not to lapse. -.

  • 287.713. Director, report of expenditures. -.

  • 287.715. Annual surcharge required for second injury fund, amount, how computed, collection - violation, penalty - supplemental surcharge, amount. -.

  • 287.716. Surcharge on deductible plan policyholders, when, calculation of - notification of policyholders. -.

  • 287.717. Surcharge collection, procedure - failure to pay, interest assessed, when. -.

  • 287.720. Companies withdrawing from state liable for taxes imposed - department of revenue empowered to collect. -.

  • 287.730. Employer carrying own risk must pay tax. -.

  • 287.740. Compliance with provisions obligatory - penalty for violation. -.

  • 287.745. Delinquent taxes, interest, rate - overpayment of taxes, credit. -.

  • 287.750. Sufficiency of notice. -.

  • 287.760. Insurance carriers exempt from other tax, when. -.

  • 287.780. Discrimination because of exercising compensation rights prohibited - civil action for damages - motivating factor defined. -.

  • 287.790. Penalty not specifically provided - misdemeanor. -.

  • 287.800. Law to be strictly construed. -.

  • 287.801. Review of claims, by whom. -.

  • 287.804. Waiver of compensation by employee, procedure. -.

  • 287.808. Burden of proof. -.

  • 287.810. Change of administrative law judge, procedure, limitations. -.

  • 287.811. Discovery in workers' compensation cases, sections not to effect. -.

  • 287.812. Definitions. -.

  • 287.813. Retirement, administrative law judges and legal advisors - participation in state employees' retirement system required, when. -.

  • 287.815. Retirement, age and service qualifications. -.

  • 287.820. Benefits, amount, how payable - exemption from execution, certain judgment claims to be unassignable, exception - contributions to health care plan - consultants appointment, compensation, annual increases, how computed. -.

  • 287.825. Death of member before or after retirement - benefits of beneficiaries. -.

  • 287.830. Retirement with less than twelve years service - benefits. -.

  • 287.835. Removal from office bars benefits - intentional killing of administrative law judge or legal advisor bars survivor benefits, when. -.

  • 287.840. Practice of law after retirement - restrictions. -.

  • 287.845. Administration of retirement system and funds. -.

  • 287.846. Retirement benefit plan exclusive, exception - transfer of funds from other system. -.

  • 287.850. Life insurance benefits. -.

  • 287.855. Disability benefits. -.

  • 287.856. Administrative law judges and legal advisors serving in Armed Forces may elect to purchase creditable prior service - contributions, payment period - surviving spouse may receive refund. -.

  • 287.860. Guaranty association, created, all self-insured to be members - powers - withdrawing member, duties. -.

  • 287.862. Board of directors, members, appointment, qualifications - director to be member - terms, vacancies - expense reimbursement. -.

  • 287.865. Moneys not deemed state moneys - use of funds - reports to director, when - additional powers of corporation - assessments, division shall levy, amount - no dividends to be paid - bankruptcy, dissolution, or insolvency of self-insured member, procedure. -.

  • 287.867. Insolvency fund, created - purposes, audit of. -.

  • 287.870. Plan of operation, submitted to division, when - purpose, contents - effective, when. -.

  • 287.872. Powers and duties of division. -.

  • 287.875. Assignment of recovery rights to corporation, when - receiver or liquidator, rights - corporation to file statements with receiver, when. -.

  • 287.877. Insolvent member, board may determine, how - notice to division, when. -.

  • 287.880. Liability, limitation of. -.

  • 287.882. Automatic stay of proceedings, when, duration. -.

  • 287.885. Limitations on actions. -.

  • 287.886. Severability clause. -.

  • 287.892. Workers' compensation insurers to report cost data to department. -.

  • 287.894. Insurers to report medical claims data to division of workers' compensation, contents - consolidated health plan, duties - purpose - costs - penalty for failure to comply. -.

  • 287.896. Residual market, department to develop plan - insurers to participate, rates, procedures - duties of director. -.

  • 287.900. Citation of law - definitions. -.

  • 287.902. Missouri employers mutual insurance company, created, powers, purpose. -.

  • 287.905. Board, created - members, appointment, qualifications, terms - chairman. -.

  • 287.907. Administrator, hiring of, qualifications, compensation - powers of board, generally. -.

  • 287.909. Administrator, duties of, bond required - immunity from liability, board and employees. -.

  • 287.910. Rates, board to determine, how. -.

  • 287.912. Investment policy, board to determine - administrator to make investments, how. -.

  • 287.915. Agents may sell policies, commissions. -.

  • 287.917. Workplace safety program, administrator to formulate - safety plan, contents - rates may be reduced, when. -.

  • 287.919. Company not to receive state appropriation, exception - revenue bonds, authorization, terms, execution, procedures. -.

  • 287.920. Audit required, when, procedure - report, contents, governor and general assembly to receive - administrator to formulate budget - department, duties - subscribers to be provided policy, when. -.

  • 287.930. Definitions. -.

  • 287.932. Act not applicable, when - unfair trade practices, when. -.

  • 287.935. Insurer and advisory organization not to make agreement restraining trade - insurer must use uniform experience rating plan - exceptions. -.

  • 287.937. Director may conduct examinations - insurer and advisory organizations to maintain records, purpose - cost of examination - outstate examination may be accepted. -.

  • 287.940. Penalties for violations, director may impose - each day a separate violation, when - license may be suspended or revoked, when. -.

  • 287.942. Competitive market presumed to exist, when - reasonable degree of competition, factors. -.

  • 287.945. Director to monitor degree of competition, purpose. -.

  • 287.947. Insurers to file rate information in competitive market with the director, purpose - noncompetitive market, information filed - form of filing - public inspection. -.

  • 287.950. Competitive market, rates not to be excessive, inadequate, unfairly discriminatory. -.

  • 287.952. Rate standards in noncompetitive market, factors. -.

  • 287.955. Insurers to adhere to uniform classification system, plan - director to designate advisory organization, purpose, duties - risk premium modification plan, requirements. -.

  • 287.957. Experience rating plan, contents. -.

  • 287.960. Disapproval of rate, when, how - procedures, director's powers - effect. -.

  • 287.962. Hearings, when, conduct of - findings made, when - right to judicial determination. -.

  • 287.965. Aggrieved party may file application with director, hearing held, when - findings, effect of. -.

  • 287.967. Advisory organization must obtain license, restrictions - license, application - designation of by director, duration. -.

  • 287.970. Advisory organization not to file rates on behalf of insurer, exception. -.

  • 287.972. Advisory organization's permitted activities - director may allow pure premium rate data to be distributed. -.

  • 287.975. Pure premium rate, schedule of rates, filed with director, when - payroll differential, advisory organization to collect data, when, purpose - construction group, submission to advisory organization. -.