Definition of a Telecommuting Employee- from the rate bureau(s)
In-home hazards that may cause accidents
Most popular accident type with telecommuters
Telecommuting Employee Definition
The best way to define telecommuting employees comes from the rate bureaus. NCCI's definition covers approximately 40 states. (with a few state exceptions). The other states have independent rating bureaus. The definition is (paraphrased):
For purposes of Code 8871, a residence office is a clerical work area located within the home of the clerical employee. Additional requirements are that the residence office must be separate and distinct from the location of the employer.
Clerical duties of an employee classified to Code 8871 include but are not limited to the creation or maintenance of financial or other employer records, handling correspondence, computer composition, technical drafting, and telephone duties, including sales by phone.
Telecommuter employees who also engage in duties away from the residence such as depositing funds at banks, the purchase of office supplies, and/or the pickup or delivery of mail are assigned to Code 8871 provided these duties are incidental and directly related to that employee's duties in the residential office.
California's rating bureau (WCIRB) has not officially added the telecommuter code to their manuals. The lion's share of their next meeting covers Class Code 8871. You can check out the next meeting here.
In-home Hazards Could Cause Telecommuting Employee Accidents
According to an article in OMG Top Tens – the following are the Top 10 Hazards and associated employee accidents in a home office.
10. Wet Floor Accidents
9. Tripping on Carpets & Cables
8. Stairway Accidents
6. Injury Caused by Machinery
5. Head Injuries – overhead cabinets
4. Chair-Related Injuries or Accidents
3. Accidents in the Restrooms – can be compensable see next link
2. Glass Accidents
1. Furniture Corners
The most common type of office accident is the one attributed to furniture corners. Sharp table corners should be covered with protective tabs to prevent accidents; placing furniture pieces with rounded edges can help, too.
The #1 most common injury is why I decided to link to and quote the article. We have all seen people injure themselves with furniture corners – sometimes seriously. The overhead cabinets in #5 could have been ranked higher.
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