Overview of Key Injury Management Roles and Responsibilities
Republished with permission from ReduceYourWorkersComp.com
If you leave the management of the workers compensation claims to chance, the chances are you will not have good results. To have good results in the control of the workers comp claims, it is important that everyone involved – the workers compensation claim coordinator, the floor or field supervisors, mid-management, medical personnel, legal, senior management and even the employees know what roles and responsibilities are in the management of the workers comp claims. My theme is: Take Control. Start by assigning roles and responsibilities to one or more parties in the process – it is a step that can be taken to get things on track. You don't need to assign ALL roles immediately, just take it one step at a time is enough.
The duties of every person involved in the workers comp claim from the claim coordinator to the employee should be defined and written down for each participant. This includes both the pre-accident responsibilities, as well as, the post injury response. By knowing what is expected of them, each person will be able to take the appropriate action when an injury occurs. [WCx]
The workers comp claims coordinator, whether a full-time job at a medium-size or large employer, or a part-time job at a smaller employer, is the pivotal person in controlling the workers comp claims. The claims coordinator can be a part of the risk management department or a part of finance or human resources. The important thing is the claims coordinator has access to all information necessary to control the claim. (WCxKit)
Claims Coordinator Responsibilities
1- Establishing a transitional duty program prior to injuries occurring
2- Providing all new hires and providing annually to current employees the employee brochure on what to do in case of an accident
3- Arranging immediate medical care at the required medical provider or at the recommended medical provider
4- Providing the medical provider with a detailed job description prior to the employee arriving for the initial medical treatment
5- Interviewing the injury employee to obtain a detailed description of how the injury occurred.
6- Interviewing the employee's supervisor to verify the description of the accident and what could have been done to prevent the accident from occurring.
7- Completing the First Report of Injury and providing it to the claims office on the day of the injury
8- Contacting the employee immediately following the initial medical treatment for the diagnosis, prognosis and expected period of disability, if any
9- Arranging for light duty / transitional duty / modified duty for the injured employee
10- Sending the employee a get well card when the employee will be off work
11- Maintaining weekly telephone contact with the employee while the employee is treating weekly and telephone contact following each medical visit thereafter.
12- Facilitating on-going contact with the claims adjuster and the nurse case manager.
13- Coordinating and completing all necessary paper work related to the claim.
The employee's supervisor has pre-accident responsibilities to ensure all employees work in a safe and prudent manner.
Post-accident responsibilities of the supervisor
1- Accompanying the injured employee to the required or recommended medical provider.
2- Providing the medical provider with the Work Ability Form and obtaining the completed form from the medical provider's office
3- Submitting the Work Ability Form, the Supervisor's Report of Accident, the Employee Report of Injury and the Witness Report Form to the workers compensation claims coordinator.
4- Enforcing compliance with the transitional duty program and verifying the work done by employees on modified duty is in accordance to the medical provider's limitations.
5- Training all his/her employees on what to do in case of an injury.
The employee needs to be involved in the control of workers compensation claims.
The employee's role and responsibilities
1- Participate in post-injury response training.
2- Participate in the return-to-work transitional duty program
3- Attend all employee weekly meetings/office meetings unless physically unable to get to the work-site
4- Provide the Work Ability Form to the supervisor or claims coordinator after each doctor's visit.
The Best Practices for Injury Management also applies to middle and senior management. Management should have defined roles and responsibilities.
Management Roles and Responsibilities
1- Providing a strong safety program and implementing the necessary risk management practices to keep as many workers comp claims from occurring as possible.
2- Knowing the monthly and on-going cost of workers compensation.
3- Communicating to the employees how many additional sales or additional production is necessary to cover the cost of workers compensation claims.
4- Determining the medical providers that will be used
5- Determining the insurance carrier or the third party administrator.
6- Tracking and reporting loss work days.
In addition to the Best Practices for Injury Management noted above, there are best practices for risk managers, medical directors, in-house medical clinics and in-house legal. These sample best practices listed here are far from complete. There are many additional Best Practices for Injury Management covered in our 2012 Manage The Workers Compensation Program, Reduce Cost 20-50%. Contact us to learn more about how to control workers comp cost through Best Practices for Injury Management.
Author Rebecca Shafer, JD, President of Amaxx Risk Solutions, Inc. is a national expert in the field of workers compensation. She is a writer, speaker, and website publisher. Her expertise is working with employers to reduce workers compensation costs, and her clients include airlines, healthcare, printing/publishing, pharmaceuticals, retail, hospitality, and manufacturing. She is the author of the #1 selling book on cost containment, Manage Your Workers Compensation: Reduce Costs 20-50%www.WCManual.com.Contact: RShafer@ReduceYourWorkersComp.com.
Disclaimer: WorkersCompensation.com publishes independently generated writings from a variety of workers' compensation industry stakeholders. The opinions expressed are solely those of the author and do not necessarily reflect those of WorkersCompensation.com.