Securing workers’ compensation coverage can be difficult, but it doesn’t have to be. We have established WorkComp America, LLC to help eliminate the hassle of finding the right insurance coverage for your growing business needs.
In most states, it is the law, but the reasons go far beyond that. Workers’ compensation insurance protects the people who help make your business a success, while also offering your company some significant protections not found with other types of insurance. In most situations, workers’ comp is what is known as an “exclusive remedy.” That means that workers who are injured while working for you and receive benefits under workers’ comp, cannot sue you for negligence or other factors. Workers’ Comp provides medical care and lost wage benefits for your employees, but in most cases, they are not able to pursue other reimbursements such as pain and suffering, loss of consortium, etc. Workers’ comp is a no-fault insurance that limits exposure for employers while taking care of their injured employees. That is what is referred to as the "Grand Bargain" of workers’ comp.
To request an insurance quote, you simply need to complete our very brief two-step form, available here. (Minimum annual payroll of $100,000 generally required)
Welcome to WorkComp America.
Start Your Insurance Quote Request Here