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Broken Collarbone ... need advice...
#21
You also might check into the TA Wavier that is avilable in most state. The wavier provides supports for the family to keep their medically fragile children in their home.

The wavier is taken off the Katie Becket waiver. Might google the info for info in your state.

My daughter had CP and was medically fraigle so I know the struggles you are going through.
 
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#22
Thank you again.... you have the wheels turning in my head. I did a search on the waiver. I may have some help in the nurse practitioner that helps with our son. Thanks!!!! Ali Smile

Bummer Knees Wrote:You also might check into the TA Wavier that is avilable in most state. The wavier provides supports for the family to keep their medically fragile children in their home.

The wavier is taken off the Katie Becket waiver. Might google the info for info in your state.

My daughter had CP and was medically fraigle so I know the struggles you are going through.
 
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#23
HI.  Thanks for any help.

I'm writing for my husband...he's dyslexic.  He was pinned between a wall and a truck at work on Feb. 8 this year.  He's an auto mechanic.  He's generally okay but his collarbone was broken.  He heard alot of popping noises until he could turn his shoulders and get out from the truck and the wall, so I'm guessing that after he heals more he'll need some chiro adjusting.  

We're new to workman's comp.  The doc said he's off work for 6 weeks until she can check him again.  She told us it would be 10 weeks until he can lift any weight over his head and 14 weeks until he was really healed.  Alot of bruising showed up for days and now three weeks later it's starting to clear and the swelling in the arm/hand has gone down.

We belong to Prepaid Legal.  But I wasn't going to call them until we started realizing that they could try and send him back to work unable to do his job and because he earns his $$ in "book hours" we could go down the tubes financially if he can't work his usual job.  The man working for the firm handling the W/C told me that it was ok that they were paying my husband a little more than the 2/3 required here in IL and it "won't be an issue as long as you don't contact an attorney".  Well I did call our Prepaid atty. recently and he told me about PPD.  We didn't realize that was something we could have.  Our Prepaid atty. isn't pushing us to sue and he gets no percentage if we get any settlement.  But if we challenge the settlement they offer then Prepaid will farm us out to an atty. who will take a %.  

Anyway... I told the man settling this for my husband's lg. national co. that I now know about the PPD.  He acknowledged that my husband qualifies for it.  He repeatedly suggested that we don't want to sue or have an atty..  He said that my husband can go back to work on "light duty" and that he would arrange for him to make his usual pay.  Our Prepaid lawyer said that the # of weeks my husband stays out of work shouldn't affect the settlement because it's based more on the medical reports.  

Our prepaid lawyer isn't too thrilled with the man handling our case.  But he said that the 20% loss and the 50 weeks mentioned by the man was not unusual.  The settler also mentioned $20,000. as a possible settlement.  

We understand that my husband should wait and see how his injury heals.  He can't shower alone or dress himself or pick up our four year old.  He can't lift his injured arm/side very high.  His fingers tingle sometimes.  

We have a child with special needs and alot of medical expense.  The $ my husband made at work barely kept us going.  We were told today that we are responsible to pay our medical, dental, optical and life insurance premium portions.  Even if we had my husband's old net income we couldn't afford to do that out of the net.  But now that we take in less.... we certainly can't afford it.  That is why he is considering going back to work to answer phones and help the mechanics verbally.  My husband is the "go to" guy... the one with the experience and answers.  We NEED health insur. for our medically fragile child.  We NEED money to pay for his health issues at home.  W/C pay isn't going to cut it.  

Questions.... is it okay to go back to work on light duty?  Is $20,000. an okay settlement if my husband's shoulder does heal well?  

My husband does want to keep his job with this co. if possible.  We were going to move for our child's health to a dryer climate and this co. would let him transfer once our home sells.  Now things are on hold as he heals and we try to figure out W/C.

Thanks again!!!  Smile  DadToThree and his wife in IL
[/quote]

Hi. I'm a wife of a man who also got hurt at work when a 1500 pound slate of metal (thankfully, not his head)fell on top of him and broke his collar bone as well. Unfortunately what I have to say is not going to be positive,however I wish I had known what to expect "The Real True Gritty Side". First and foremost I am sorry for your family and the struggles that you will possibly be going through. If I can give you a little advice when the tough gets even tougher you and your husband have to look look closely around at your beautiful family inside your home and know that its the only thing that matters. Materials are just that!! It helped me I hope it helps you, If your husband can go back to light duty at his regular job, he should do it. WC can stop paying him if he refuses also Get your lawyer on this immediately. And most importantly get a second opinion with a doctor who is not a WC doctor for your husbands sake. (Your lawyer can get this done no cost to you)

My husband Joe was hurt at the end of Jan. 2016. He was seen by the WC doctor pretty soon after the injury and he was also put out for six to eight weeks. It took three weeks to receive our first check and was 2/3 of our normal salary. (I say our because he is also the main bread winner and yes we have a child)
At first the checks were coming regularly without a hitch and then the doctor starting making comments about work wanting me to return. Of course any one who knows how painful a broken collar bone is and the limits one has with the entire arm from shoulder down also understand how impossible this task is. My husbands job is very physical and he is also the "Go To Man". After 10 weeks the doctor sent him back to work with no limitations and no physical therapy follow up. He was also told that regardless of what tasks he performed it would not make things worse....WRONG!! After about two weeks on the job my husband heard a crack and was in extreme pain. A visit and x-ray later he was told surgery would probably be the best thing to do going forward because it was actually separating more. Three months later the checks stopped while my husband was recouping from six rods and two steel plates. We were also liable for so many bills we had no idea how we would survive. The checks stopped with no notice, even after our attorney (a highly respectable one) told us they can not just stop paying us.....they stopped paying us. Of course we filed a complaint with the courts for non payment and non compliance but it took two months to get a court date with a WC judge and no checks were being sent. When we went to court in October the attorney for the other side agreed to settle before going in front of the judge. He said there had been a mistake and they would start paying us.....WRONG!!!! They did nothing, we received nothing. Again we filed for a hearing which again took two months and no checks. When we finally arrived at court two days AFTER Christmas, the lawyer for the WC insurance had agreed in front of a judge that they indeed owed us WC payments along with all the back pay which was 7 MONTHS... We finally received the back pay thirty days to exact day the judge signed the agreement. It was the last day that they had to pay us before non complying with a court order. Our mortgage company was threatening foreclosure, we were about to loose our car, our electric and our heat and we would have lost most of what we had if it weren't for borrowing from friends and family. What we did find out that helped was Unemployment (when WC stopped). Our health insurance was dropped through the company (who dropped every ones) and we were able to get assistance through healthcaregov.com which lowered our rates according to the money we were receiving which was practically none..We do have an attorney and are meeting to sign a release for settlement in a few days and I can tell you that 20,000 is ridiculous!!!!! You and your family deserve so much more!! Good Luck and Hang In There and start researching all of the assistance that is out there now, just in case you could use an extra hand.
 
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#24
This thread is 9 yrs old. I doubt your response to Dad will be of much help now.

If you need help or information yourself, start a new thread in the injured worker forum:
http://www.workerscompensation.com/forum....php?fid=4
Make sure to include the state where the claim is filed.
You can also use the search feature to find if the information has been posted before.
Reading a few other posts will also give you an idea of what information will be helpful in getting an answer.
Basically: be specific as to what you want and keep it short and to the point.

Yes it's ok to return to light work.
It's way too early to identify the long term effects of the injury and put a price on what the future comp benefits for them are worth.
when the time comes to fix the future PPD benefits your husband should see an atty that's a comp specialist.
There are many factors specific to the case and your husband's circumstances that determine case value.
Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information. Use the search feature to find information from similar questions.
THANKS FOR POSTING.
 
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#25
(03-12-2017, 11:18 PM)1171 Wrote: This thread is 9 yrs old. I doubt your response to Dad will be of much help now.

If you need help or information yourself, start a new thread in the injured worker forum:
http://www.workerscompensation.com/forum....php?fid=4
Make sure to include the state where the claim is filed.
You can also use the search feature to find if the information has been posted before.
Reading a few other posts will also give you an idea of what information will be helpful in getting an answer.
Basically: be specific as to what you want and keep it short and to the point.

Yes it's ok to return to light work.
It's way too early to identify the long term effects of the injury and put a price on what the future comp benefits for them are worth.
when the time comes to fix the future PPD benefits your husband should see an atty that's a comp specialist.
There are many factors specific to the case and your husband's circumstances that determine case value.

No need to be rude, it was my first time on here and I was just trying to be helpful. I thought this sight was for that purpose to help each other therefore hi jacking is mute, dont you think? I think its negative statements like yours that makes people stop offering help to others.  And thanks for the help in starting a thread but as I stated I was just trying to help someone who was asking for advice.  Yes, I did not notice that it was an old thread but to err his human Wink
 
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#26
Sorry to disturb you.
I'll leave you to your wanderings.
Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information. Use the search feature to find information from similar questions.
THANKS FOR POSTING.
 
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