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I'm guessing you are evaluating New York's comp benefits?
i think you are mistaken about SSDI. the disability criteria they use is different then a states workers comp system.
SSDI requires a years total disability; they do not distinguish between temporary & permanent.
Your SSDI determination will have no bearing on your LWEC rating.
I have no way of evaluating any evidence of the extent of your disability. if you don't trust your atty's advice you can change at any time.
hopefully you are aware that by taking a LWEC and leaving medical open you are taking a chance that the carrier will always approve treatment? often times there are restrictions that make future treatment problematic. what happens if the employer/carrier challenges your LWEC in the future? you can use a Present Value calculator to comp are the lump sum value of a LWEC payments.
Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information. Use the search feature to find information from similar questions.

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