04-01-2018, 08:05 PM
Greetings, all!
I was injured around 15 months ago in a workplace fall. I’m a courier and travel to our company’s clients buildings and perform services for them. At one of our clients buildings I slid in the mud and fell on my leg. It bent backwards behind me and did it’s Rice Krispies impressions of snap, crackle, and pop. I was three hours from my home and work main office so I drove back and went straight to the ER.
They did an x-ray, put me in a boot and sent me home to come back and see a doctor in a few days. I missed work for 4 days and finally saw a doctor who kept me off work for close to two months. I had an MRI done and was informed I had a meniscus tear in my knee along with two fractures in my ankle.
My companies worker’s compensation insurance was very accommodating to me and didn’t deny me anything. They were actually a joy to work with. My checks were sent on time and no doctors appointments were denied. I was released to go to work by my doctor after two months and he told me I would need a knee arthroscopy surgery to repair it. I worked for around 3 months then had the surgery, missing another two months for recovery.
I had two different doctors, one for my ankle and one for my knee. The doctor on my knee gave me a 4% impairment rating but my doctor for my ankle declined to give me one. The WC insurance sent me to a IME and he agreed with the 4% but he also wouldn’t give me a rating for my ankle.
With his information in hand, the WC insurance offered me $6,200 to close out vocational rehabilitation, my right to re-open, and Full and Final Indemnity. I asked for an offer where I keep my right to re-open and vocational rehabilitation and was offered $4,600.
I was looking at countering this offer and was wondering if it would be a waste of time and this is what I get. I spoke with a local attorney and he told me to ask for the settlement without giving my my right to re-open and told me not to give that up.
My knee still locks up once a week or so and pops, but doesn’t hurt. I’m worried about a knee replacement surgery later on. Not saying I feel like I’d have one but just the thought of it maybe happening.
Looking for suggestions, thoughts on how to counter offer, and I can answer any additional questions.
I was injured around 15 months ago in a workplace fall. I’m a courier and travel to our company’s clients buildings and perform services for them. At one of our clients buildings I slid in the mud and fell on my leg. It bent backwards behind me and did it’s Rice Krispies impressions of snap, crackle, and pop. I was three hours from my home and work main office so I drove back and went straight to the ER.
They did an x-ray, put me in a boot and sent me home to come back and see a doctor in a few days. I missed work for 4 days and finally saw a doctor who kept me off work for close to two months. I had an MRI done and was informed I had a meniscus tear in my knee along with two fractures in my ankle.
My companies worker’s compensation insurance was very accommodating to me and didn’t deny me anything. They were actually a joy to work with. My checks were sent on time and no doctors appointments were denied. I was released to go to work by my doctor after two months and he told me I would need a knee arthroscopy surgery to repair it. I worked for around 3 months then had the surgery, missing another two months for recovery.
I had two different doctors, one for my ankle and one for my knee. The doctor on my knee gave me a 4% impairment rating but my doctor for my ankle declined to give me one. The WC insurance sent me to a IME and he agreed with the 4% but he also wouldn’t give me a rating for my ankle.
With his information in hand, the WC insurance offered me $6,200 to close out vocational rehabilitation, my right to re-open, and Full and Final Indemnity. I asked for an offer where I keep my right to re-open and vocational rehabilitation and was offered $4,600.
I was looking at countering this offer and was wondering if it would be a waste of time and this is what I get. I spoke with a local attorney and he told me to ask for the settlement without giving my my right to re-open and told me not to give that up.
My knee still locks up once a week or so and pops, but doesn’t hurt. I’m worried about a knee replacement surgery later on. Not saying I feel like I’d have one but just the thought of it maybe happening.
Looking for suggestions, thoughts on how to counter offer, and I can answer any additional questions.