[MI Worker]

My Doctor is allowing me to return to work with restrictions. They have offered to let me return part time, 20 hours a week. This also means I will lose my health insurance. I am  currently recieving TTD payments, I was full time at the time of injury.

Will the WC insurance carrier make up the difference with partial TTD checks? Will they reimburse for medical insurance (cobra)? I assume I have to accept this offer to return to work? I'm in Michigan.

[1171]

If the restrictions are temporary, then you are eligible for partial disability benefits.
No, comp does not pay for non-work related health care or Insurance for non-work related treatment.
No, you are not required to accepted the reduced hours (but neither is the employer required to pay full disability).

[MI Worker]

(02-08-2017, 01:56 PM)1171 Wrote: If the restrictions are temporary, then you are eligible for partial disability benefits.
No, comp does not pay for non-work related health care or Insurance for non-work related treatment.
No, you are not required to accepted the reduced hours (but neither is the employer required to pay full disability).

The restrictions should be temporary, everything seems to be healing so far, although I will probably have some restrictions until at least August, with weight limits slowly increasing until then.

I did find this on the Michigan WC site, claiming lost benefits are included in the payments:

http://www.michigan.gov/wca/0,4682,7-191...Bookmark16



If I don't take the offer, won't I lose all TTD payments?

[1171]

Using your health benefit Costs in determining wages is not the same as reimbursing you for your cobra payments.
Those workers not at max rate may get a rate increase when wages are recalculated but not dollar for dollar payment. For health insurance.

If you accept other employment, partial benefits maybe still available. Unemployment benefits would not be available to those that turn down reasonable work.

The rules relate to the specific details of each individual situation, you can contact the Work Comp agency directly for information as to how they apply to your particular instance.