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several year injury- got questions on settling case
#1
I have a herniated disc in my l4l5, i have had it for several years and i have chronic daily back pain, i lost my job and had to work for free for 3 years till i got work as a freelancer in a field that i taught myself. I suffer from depression, debilitating back pain, and severe sleep problems.

They want to settle and I need advice on this info, lawyers alwaysmention 30k at me which is nothing and will only cover cortisone shots for a few years, if i need surgery it will not even begin to cover it.

I need advice on how to go about that.

Also a hypothetical, if you settle and say I die after settling, do they get the money back?
 
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#2
(03-05-2015, 06:01 AM)blahblahblacksheep Wrote: I have a herniated disc in my l4l5, i have had it for several years and i have chronic daily back pain, i lost my job and had to work for free for 3 years till i got work as a freelancer in a field that i taught myself. I suffer from depression, debilitating back pain, and severe sleep problems.

They want to settle and I need advice on this info, lawyers alwaysmention 30k at me which is nothing and will only cover cortisone shots for a few years, if i need surgery it will not even begin to cover it.

I need advice on how to go about that.

Also a hypothetical, if you settle and say I die after settling, do they get the money back?

Depends. What state are you in and what injury was accepted by comp? if only joint pain or muscle pain were accepted that is less valuable then herniated disc even if you have disc issues what did ic agree to accept???

Also if you receive a settlement lump sum then its yours if annuity then they keep what they havent paid if you die

many unknowns to answer more
 
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#3
if "they want to settle", you should wait until you want to settle.
until both parties are committed to ending the case it can be difficult to reach an agreement that satisfies both sides.

if you can get along with the current benefit situation then you shouldn't be looking to change it.

its up to them to convince you that a settlement will leave you better off.
a lump sum settlement with workers comp is not a loan.

Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information. Use the search feature to find information from similar questions.
THANKS FOR POSTING.
 
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