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Broken Ankle Question
#1
Hello I broke my ankle at work in 2008. I had surgery and the case was settled with future medical. I haven't had any issues with the ankle and recently received a call from the insurance asking if I wanted to settle for $12,000. I told them I wasn't interested and they said they could do $15,000. I went back to the doctor a few weeks ago for x-rays and said my ankle looks solid. I have plates and screws as I broke both sides of the ankle. It hurts a little when it's cold outside but not to much. I think my permanent disability report said I had 7% permanent disability. I am trying to purchase a house right now and the 15k would really help things move along. I am asking for advise on cashing out this future medical. What do you think? Thanks again[/size][/font]
 
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#2
sounds like you checked out the future medical treatment possibilities with reasonable results.
I assume future medical is all your are entitled to and is what the settlement will close out.
I would ask for an up front cash advance (to be deducted from the final amount) as a good faith gesture/bonus when you sign.
a lot of this deals have to go thru a line of approvals and someone could nix the deal just when you are counting on it.
up front money makes that more expensive.
Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information. Use the search feature to find information from similar questions.
THANKS FOR POSTING.
 
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#3
(11-03-2014, 10:54 PM)1171 Wrote: sounds like you checked out the future medical treatment possibilities with reasonable results.
I assume future medical is all your are entitled to and is what the settlement will close out.
I would ask for an up front cash advance (to be deducted from the final amount) as a good faith gesture/bonus when you sign.
a lot of this deals have to go thru a line of approvals and someone could nix the deal just when you are counting on it.
up front money makes that more expensive.
Does 15k sound like a normal amount in California? Yes the case is closed the original settlement was 3500 + lifetime medical. This 15k would close out the medical.

 
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#4
there really is no "normal". every patient has different medical needs and each settlement has to be judged on it's own.
if you had an atty at the time of your award they are still the atty of record and have to sign off.
Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information. Use the search feature to find information from similar questions.
THANKS FOR POSTING.
 
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