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4 months and no money or treatment
#1
i was injured at work on January 20th 2014
seen 6 company refered Drs. none of which gave my companys insurance carrier he correct diagnosis of my injuries.
i did recieve temporary financial comp untill the end of March. when the comp stopped paying me that freed me up to seek my own Dr. i found a very good Dr. who properly diagnosed my injugery to my left shoulder and refered me to a hand specialist to treat my left wrist.
i had MRIs done to both shoulder and wrist.
shoulder has torn soft tissue and the wrist has a torn ulnar tendon and a tear in the sheath as well. i was scheduled to have invasive surgery done to my wrist to repair the tendon and the sheath on May 8th...
on May 7th workmans comp made a decision to no longer pay for any of the medical. there is undeniable facts that the injuries happened at work. there is undeniable proof of actual injuries. yet the comp insurance company had so far denied me of almost 5 months of financial comp. and i am currently 7 weeks past my scheduled surgery date. i have an attorney representing me and he is telling me it may have to go before a judge. but our court date is scheduled for November 20th 2014. any thoughts suggestions or insight that anybody may have for me?
getting very desperate and still in alot of pain. any help would be greatly appriciated.
 
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#2
use your health insurance.
they will file a lien against the comp carrier.
there should be penalty provisions for unreasonable denial of benefits but without knowing your state laws that is unknown.
Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information. Use the search feature to find information from similar questions.
THANKS FOR POSTING.
 
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#3
(06-30-2014, 02:17 PM)1171 Wrote: use your health insurance.
they will file a lien against the comp carrier.
there should be penalty provisions for unreasonable denial of benefits but without knowing your state laws that is unknown.

i live in and was injured in the state of Pennsylvania. and back in April my employer cancelled my personal health insurance due to non payment of weekly contributions. plus the hospital said they would not take my insurance if i had it because it is a costly procedure.
 
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#4
(06-30-2014, 02:38 PM)dwgriff1967 Wrote:
(06-30-2014, 02:17 PM)1171 Wrote: use your health insurance.
they will file a lien against the comp carrier.
there should be penalty provisions for unreasonable denial of benefits but without knowing your state laws that is unknown.

i live in and was injured in the state of Pennsylvania. and back in April my employer cancelled my personal health insurance due to non payment of weekly contributions. plus the hospital said they would not take my insurance if i had it because it is a costly procedure.
the other side to my situation is this: the only reason this is a workmans comp issue is due to the fact that it happened on the clock. i was not injured on my employers property or their equipment. i am an over the road truck driver and i was injured on the property of one of my employers customers. other then an ongoing w/c claim there is also a negligance law suit against the company where i was was injured.
i would think that i could pursue their insurance for at least the medical while w/c drags their feet......im just so overwhelmed financially since there has been no income for 4 months. And I have been in severe pain the entire time. as I stated earlier..its been 7 weeks past the point that an MRI and a hand specialist point towards needing surgery. my wrist will not heal on its own, as a matter of fact is is only getting worse.
 
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#5
with no insurance coverage and no $$ you will have to rely on local social services until the comp court can give a decision -- which can be appealed by either party.
contact your county social services department for aid.
your union can also provided help in an emergency.
file for social security disability insurance.
http://www.ssa.gov/disabilityssi/apply.html
contact your church and local fraternal organizations.
here is another medical resource
http://findahealthcenter.hrsa.gov/Search_HCC.aspx
Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information. Use the search feature to find information from similar questions.
THANKS FOR POSTING.
 
Reply
#6
(06-30-2014, 03:44 PM)1171 Wrote: with no insurance coverage and no $$ you will have to rely on local social services until the comp court can give a decision -- which can be appealed by either party.
contact your county social services department for aid.
your union can also provided help in an emergency.
http://www.ssa.gov/disabilityssi/apply.html
contact your church and local fraternal organizations.
here is another medical resource
http://findahealthcenter.hrsa.gov/Search_HCC.aspx
Thank you for your insightful help 1171.
 
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#7
Another resource is 211Uniter Way.com

A database will come up where you type in your nearest large town and what you are needing assistance with

For example someone from Wichita Kansas would enter in Wichita, KS and if they are looking for help to pay the rent would type in rent in the database.
 
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