Moon, first off welcome to the Board;
Second, I'm going to tell you the truth; The employer & their Insurance, Plus you, know the employer is going under in a few as you stated (The company I work for is going under in the next few weeks.) Being this is true, they will be looking and watching you hard and heavy. For it is a true fact, they found many people to claim injury, right before lay-offs and such. So please be careful, and don't do anything you shouldn't do, or things you say you can't do. For (again) like I said, someone just might be watching you.
Third, you may need an Attorney, and it might help you to atleast talk to some now, and feel them out, to find one you may like. For you going to need plenty of advice from one anyway. Myself, I don't offer advice, but will offer my opinions.
Fourth, you need to contact your State Work Comp Board, make a injury claim, and obtain that number, or see if one has been made, and still get that number. You do need to keep ever single copy of report made from the day injured. Even medical reports, first injury report, X-rays obtain copies and also those reports. Reports of everthing.
Fifth, if they hire a Nurse Case manager for you, know your rights as per the Laws and Rules of your State. For a NCM may not be allowed in the Medical Exam room with you, till the Doctor is done. Then they come in, with you being present, take notes, and don't forget to obtain that medical report for that day. Guess I can't stress that enough.
http://www.state.tn.us/labor-wfd/wcfaq.html#injured
Upon reporting a workplace injury, what information should employers give to the injured employee?
Upon reporting a workplace injury, an employer should provide the employee, in writing, a choice of three (3) physicians not associated together in practice. In the event of a reported back injury, the choice of physicians is expanded to four (4) physicians, one of whom must be a chiropractor. The choice of physicians should be located in or near the employee's community of residence. The employee has the privilege of choosing one physician from the list. This selected physician becomes the “treating physician.†The employee is then required to accept treatment from the treating physician and should not seek treatment from any other physician unless the treating physician makes a referral. Form C-42, "Agreement Between Employer/Employee Choice of Physician" must be completed, a copy given to the employee, and the original kept on file with the employer.
Reply's are intended solely for informational purposes. They are based on personal opinions, experience, or research and are "not to be taken as fact or legal advice", otherwise, always consult an attorney or a doctor.
