Hello There, Guest! Login Register
Index    |     Search    |     Members    |     Help

Thread Rating:
  • 0 Vote(s) - 0 Average
  • 1
  • 2
  • 3
  • 4
  • 5
future medical buyout
#1
I have had surgery on both rotator cuffs-both major repairs, both also acromioplasty. No frozen shoulder, both w/c, 30 to 36 physical therapy sessions each. I'm in California. First surgery about 7 yrs ago, second 2 yrs ago. Received p&s settlements both times. Ins. very cooperative. I did not feel the need to have an atty due to newer, mega-specific Cali wkr cmp regs. Only further medical care I've needed is occasional ibuprofen. Now, insurer is offering $7000 buyout for future medical. Only wk restriction is weight limit for lifting. I'm 60 yrs old. Does anyone know if this is a reasonable offer for both shoulders or one shoulder? I'm kind of a babe in the woods about this sort of stuff. thanks for any help i can get.
 
Reply
#2
I'll give it a shot...

are you saying all disability has been paid out on both claims?
I assume the $7K is for both claims. do you know?
when was your last medical visit and what did the doc say?
I assume your treatment the last year has been minimal as far as doc visits x-rays etc.?
are you working?
are you on medicare or will be in the next 18mths?
Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information. Use the search feature to find information from similar questions.
THANKS FOR POSTING.
 
Reply
#3
All disability has been paid on both claims. I haven't seen dr about 1st surgery in about 6 yrs w/30 lb prm liftng restriction.
Last seen for second shoulder about 2 yrs ago, no perm restrictions. I'm on state disability currently, but nothing to do with this. Not on medicare.
I don't know whether $7k is for one or both, as they were two separate cases.Only medical care I've needed on either one is occasional ibuprofen. Thank you for your reply.
 
Reply
#4
Never would I consider or recomend a medical buyout.

You never know what the future will hold for you with the need of future medical treatment.
 
Reply
#5
i really question a "no impairment finding" after serious shoulder surgery.
...but with such a clean result and little or no treatment recently I doubt you will need much in the future unless there is a new injury.
the $7,000 is a reasonable amount for any permanent disability (about 10%) if you were to get it rated.
If it's the same employer and same carrier, I suspect they will include both claims in the compromise & release.
I would probably accept the offer.



Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information. Use the search feature to find information from similar questions.
THANKS FOR POSTING.
 
Reply
#6
(05-24-2011, 06:01 PM)1171 Wrote: i really question a "no impairment finding" after serious shoulder surgery.
...but with such a clean result and little or no treatment I doubt you will need much in the future unless there is a new injury.
the $7,000 is a reasonable amount for any permanent disability (about 10%) if you were to get it rated.
If it's the same employer and same carrier, I suspect they will include both claims in the compromise & release.
I would probably accept the offer.


That's pretty much what I am inclined to do. I've really had very few minor and no major problems. I think it's because they authorized so much extra phys therapy after each surgery. Thank you for sharing your knowledge.

 
Reply
#7
you're welcome.
hope all works out well for you.
Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information. Use the search feature to find information from similar questions.
THANKS FOR POSTING.
 
Reply
#8
Janis, your email spam protection is kicking back an authorization to us every time someone responds to this thread. Please whitelist the address boardadmin@workerscompensation.com or unsubscribe from thread notifications. Otherwise we will be forced to delete your account.

Thank you,
Admin
 
Reply
  


Possibly Related Threads...
Thread Author Replies Views Last Post
  Medical Buyout Hank and Penny 2 1,148 02-11-2019, 11:43 PM
Last Post: 1171
  Please help us guardianship or POA buyout case Palmers 2 853 10-04-2018, 11:46 AM
Last Post: 1171
  The future Dasrock 1 900 07-20-2018, 09:30 PM
Last Post: 1171
  Insurance Co. Settlement Future Medical Questions Solin 3 2,850 03-23-2018, 03:13 PM
Last Post: Solin
  Settlement for future medical questions Allboys 2 3,002 01-28-2018, 10:24 PM
Last Post: Allboys
  Future Medical Question thx4thefreckles 3 3,154 12-16-2016, 12:38 PM
Last Post: 1171
  Future medical issues Animatedbreak84 10 8,584 10-05-2016, 06:28 PM
Last Post: California_Help
  future medical gouge666eye 4 3,563 05-25-2016, 04:46 PM
Last Post: gouge666eye
  Settling Future Medical for PTSD Shortfuse 4 6,252 04-10-2016, 02:15 AM
Last Post: Shortfuse
  CA - four years of WC hell... Future Medical M998 12 7,504 02-18-2016, 09:46 PM
Last Post: 1171

Forum Jump:


Browsing: 1 Guest(s)