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Any settlement amount varies with the impairment level and future medical needs; There is not one amount for every case.
Again there is no one answer that fits every case; some like the guaranteed future payments. Others Not so much.
Yes medicare set aside $$$ can be put in a separate account. The comp carrier has no more say as to how its used. But Medicare/CMS does. Any funds not spent appropriately can be used as a credit agaIst future Medicare expenses.
You should review the info on the CMS setaside site

https://www.cms.gov/Medicare/Coordinatio...nistration