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NC - "Partial Clincher" for indemnity, open medical
Hi Everyone
A good friend of mine who has been dealing with an injury for nearly 5 years called me today and asked if I had ever heard of an offer by adjuster for "partial clincher" paid with the PPD. He's got an SCS too, and has to take meds indefinitely too. We can relate. His attorney wants to discuss options and I was asked if I had been offered this. The way he explained it, they would pay the rating and also an amount to release them from TTD whenever he has to be out of work, but the medical would stay open. He isnt sure he wants to go this route and asked me my thoughts. Well, this wasn't offered to me...maybe because my weekly rate is low enough that my adjuster isn't concerned about it! I did some searches and didnt find anything. Maybe I should suggest to my attorney?  Has anyone heard of this type of arrangement and are there any unintended negative consequences? I'd set the money aside to cover any time out of work, so I would essentially be betting that the cost would be that amount or less, and the adjuster would be betting that what they pay me would be cheaper than the risk of open indemnity. I dont see a down side if medical stays open and if I am interpreting this correctly.


Messages In This Thread
NC - "Partial Clincher" for indemnity, open medical - HeyNowNC - 08-01-2016, 05:29 PM

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