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Friend was told to use personal insurance

My friend was on a business trip in Mexico and fell down the stairs. She didn't want to go to a hospital in Mexico so waited 2 days until she returned to the US and went to the hospital here. She broke her arm.

Her employer is telling her to use her personal medical insurance rather than going through worker's comp. My friend doesn't want to "rock the boat" so she called the hospital today and gave them her insurance information because they were originally going through worker's comp.

Are there any benefits other than not having to pay the co-pay and deductible for going through worker's comp? Not having to use PTO for days off is one that comes to my mind but I'm not sure how that works. She's already missed one day of work (today) to go to the hand surgeon. They may have to do surgery on it so she might miss more day. I hate to see her use her vacation time for this if she doesn't have to.

What do you guys think? Is it worth pursuing?

Messages In This Thread
Friend was told to use personal insurance - Kryssa - 09-07-2010, 01:04 PM

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