Most employers do not like to pay workers'
compensation premiums, but they understand that they want to have protection
and insurance for their workers injured on the job. Employers generally are
fearful of workers who have been injured on the job because they feel their
premiums will increase or the employee will take advantage of the benefits
Most employers are generally concerned for
workers who are injured on the job and want to ensure that the injured worker
receives care. Unfortunately, there are some employers who are not concerned
with these things and this may present problems for the injured worker. An
employer can either help or hinder an employee's case and this is especially
true at the very beginning. The more aware you make your employer of the injury
and the facts surrounding the accident or injury, the more inclined the
employer will be to help the injured worker with the case. On the other hand,
if the employer is not concerned about reporting the accident or ensuring
benefits are paid or suspect of the injury, the employer may not give good
information to the insurance company or may slant the information so that the
insurance company is suspect of the claim and delays payment of benefits while
they investigate the claim thoroughly.
Some employers who are hostile may attempt
to intimidate or coerce the injured worker for filing a claim. This can result
in all types of problems for the injured worker and the injured worker may be
able to sue the employer who retaliates or coerces him because he has filed a
claim for workers' compensation benefits.
Generally speaking, an employer has a duty
to post notices of your legal rights under the workers' compensation law and
advise with this posting that injured workers have the right to receive medical
benefits and other indemnity benefits if they are injured on the job. They are
also required to provide the name of the insurance company and provide medical
care when notified of an injury on the job.
It is always better if you try to
communicate with your employer concerning the facts of the accident, the
medical situation, and the problems you are encountering as a result of any
injury or disability.