North Carolina

• What is Workers' Compensation



• Failure To Obtain Workers' Compensation



• Determining Proper Premiums



• Effective Safety Programs



• Preemployment Application



• Educating The Worker



• Medical Treatment



• Investigating The Accident



• Following The Accident



• Employer's Civil Liability



• Rehiring The Injured Worker



• Family Medical Leave Act (FMLA)



• Americans With Disabilities Act (ADA)



• Fraud And Other Abuse



• Employer's Civil Liability



• Tips for Recognizing Fraud



• Tips for Determining Employee versus Contractor Status



• Software To The Workers' Compensation Industry



• I am getting ready to open my own business. Am I required by law to carry workers' compensation insurance? (new)



• Who provides and directs medical treatment?



• What are the rules for chiropractic treatment?



• When can reimbursement for sick travel be collected?



• What happens if in an emergency the employer fails or refuses to provide medical treatment?



• How often are compensation payments made?



• When will the first payment be made?



• How long is the employee eligible to receive lost-time weekly benefits?



• What is permanent partial disability?



• Who determines permanent partial disability?



• What happens when the employer refuses to acknowledge the claim?



• How long does it normally take for medical bill approval?



• Why are our bills sometimes approved for more than the amount submitted for hospital in-patient bills?



• How can an injured worker be referred to medical services?



• I did not know that the industrial commission had nurses. how much do their services cost?



• Where do I get workers' compensation insurance? (new)



• How much does it cost? (new)



• Do I have to be covered under my own policy? (new)



• If I am a corporate officer, owner of a business, or partner, and I want to be covered under my workers' compensation insurance policy, is my entire payroll taken into consideration for premium? (new)



• I am a general contractor. Do I have to have workers' compensation insurance? (new)



• As a general contractor, am I responsible for covering my subcontractors? (new)



• I am a subcontractor. Do I have to carry coverage if I have no employees? (new)



• Are there waivers of workers' compensation coverage in North Carolina? (new)



• I am an employer and file "1099's" on a lot of people who work for me. What does this mean for workers' compensation?



• Can any insurance agent get coverage for me? (new)



• What are the penalties for not carrying workers' compensation insurance coverage? (new)



• I am an employer and have a question about my experience modification for my business. (new)



• I am an employer. Who can I talk to about a complaint regarding the payroll audit for my workers' compensation premium? (new)



• I am an employer. What do I do if I think someone is trying to commit fraud? (new)