Is this really how I'm suppose to be treated??

[bodybuilder1958]

At one time I waited 13 months for approval for knee arthroscopy, that was August of last year. I've never reached MMI. I fell at home Aug 2007 due to my knee problem, unable to return to work. It took me 18 months to get paid TTD benefits, WC had to pay me all the way back to Sept 2007. Saw another WC doc in June 2009, in one brief swoop he told me to go back to work, no restrictions, that ended my TTD immediately.
Fast forward to Oct 2009, same doctor, gave me back work restrictions, modified work only. So now I'm awaiting a court date to discuss TTD, new joint problems, etc. I might get into the court by January, the judge I see is the worst rated in our area. She might make a ruling 4 months after that.
So Basically I'm screwed, in January we're cashing in my husband's 401K. paying off all of our bills so we can financially make it. It sucks, it's no way to live. The worst is how other parts of my body is effected because I don't get preventative health care. I was told in Oct to go back in 6 months. I won't get that 6 month visit. Just alot of pain.