05-06-2009, 10:33 AM
Hi from Illinois and I have so many questions. I have carpal and cubital tunnel. My employer placed me on a medical LOA last year after my doctor ordered typing restrictions. They have now fired me to Long Term Disability. My LTD application is currently pending. Has anyone had ever been approved for LTD because of carpal tunnel?[/font] I hear its rare.
Cubital Tunnel = At the Elbow;
Carpal Tunnel = At the Wrist;
Is this a Work Comp Claim and a Injury Claim?
Are you collecting and money from their work comp Insurance?
Have you had any surgeries as of yet?
What are your treating doctor's doing for you?
Reply's are intended solely for informational purposes. They are based on personal opinions, experience, or research and are "not to be taken as fact or legal advice", otherwise, always consult an attorney or a doctor.
I ended up on STD (short term disability) while out in a denied WC case in August 2008 which ended in February of this year. I then applied to LTD and was approved just last month. Most LTD plans require that you be out of work for 6 months before they will pay. Also, if you are receiving any benifits (payments) from WC they will deduct these monies from what you would receive from them. If you got any kind of advance on your settlement, they will also deduct this from your payments.
I had my IME (have never received any medical treatment or PT of any kind since injury 6 Feb 2008) on the 16th of last month, and the injury they decided I have.. shoulder strain/sprain and tennis elbow of the right arm. But now, I am at MMI and waiting for a settlement. I was found 8% as a whole body disabled.. which means I will get 24 weeks of IIBS. I have no clue how much it will work out to, as I have never received a dime from them in over a year. In fact, I have an ER bill from March last year that still hasn't been paid. I am also owed over $2000 in travel pay as none of the WC dr's in my area would treat me with a denied claim...so ended up driving at least once a month over 230 round trip to be seen. Just waiting to hear from my attorney to see if my new adjustor is going to be willing to settle..or if we will have to take this to a contested claims hearing..where they will without a doubt loose, as I have 4 dr's that state is work related...including the IME that they chose. We shall see.
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