RE: settlement amount ideas
Hello and welcome to the board. I am so sorry for all that you have been going through...I know what it is like. Although I must say that you have had it worse than myself, since I have not actually had to move out yet. I think your question probably should be re-worded to get the most responses, only because there are so many aspects that go into comming up with the amount.
With that said, and mentioning that it is a state by state thing, here are a few things that I have learned about here in VA:
1. Keep your Medical portion open, if it's possible. 2. If your Dr. put you at light duty, with restrictions, the i/c will expect you to work and in figuring your settlement, they will try helping you to find a job with your restrictions and vocation help, then the difference between that pay and the pay you were making at your old job, you will be owed for a total of 10 years (minus the time that a person has already been off for). So, for the settlement amount, it would be the diffence between the old and new pay, multiplied by the remaining months in the 10 years. (Now, that is in VA). 3. The I/C will never pay for present or future pain or suffering. 4. Some states offer a permanent impairment award, and they do that in VA. I do not know about Florida. That is when a limb, neck, eye, ear, etc. is impaired or you are disfigured do to scars etc., then you get a 1 time award check for that impairment.
Thats what I can tell you from VA. It does sound like they have you where they want you, which is at a place where they will throw out a low ball figure, hoping that you will jump on the offer. How well do you trust your lawyer? I would tell your lawyer ahead of time, that obviously you are in a hard time right now, but with that said, you have no intention on taking their first offer and you are not going to be taken for a ride. Stand your ground from the very beginning.
Good luck and keep us posted. Others from Florida will be around shortly.