Debate Discussion..what do you think?

[RNvic]

Cap- how is hubby today?

[capricorn]

I would like to tell my story about health insurance. Then I need to back off. Hubby and I still have fabulous insurance through my employer. You guessed it , I am a government employee and that's why. At settlement time which is coming faster and faster my employer will stop paying it and I will have to start. What's fair is fair, I will no longer be an an employee but retired. Our premiums are $1100 a month, then throw the co-pays on. We cannot afford it so what I am doing is getting a supplemement for my husband to add to his medicare and I will pay for my own health benefits. My younges tdaughter makes great money and has horrible health insurance. She pays alot of money to supplement this. My oldest daughter , her husband and childre have been through hell. My daughter was finally able to get the kids covered. Her and her husband have now been 3 years with no insurance. They have both been sick but oh well. My son-in-law works 14 hours ---7 days a week to support the family. there is no money left for health insurance , Dr.s, meds, anything. They are blue collar. They fall into the income level between not enough and too much.

I have seen my husband's bills and what has actually been paid out to the Dr.s and hospitals. What does someone with cancer and no insurance do???????? Red I am sorry to say that although I have an HMO his bills have all been paid within 30 days. So far in 6 months almost $500,000. Frightening isn't it. Again I ask , what does someone do who gets cancer and has no insurance. Why does one treatment of Chemo cost $6000?? Something needs to be done and needs to be done fast.


Sooner....I did not mistake Palin's enthusiasm for giddiness. She has the demeanor of a soccer mom not the vice president of the USA let alone the president. I'm sure her work as Governor has been wonderful but in the debate with Joe Biden she could not answer several questions and several that she did answer she had no idea what she was talking about. Once I thought I had fallen asleep and missed something. I believe it was when she was asked what she would do about her weakest point being inexperience. Her anser to that was another long speech about energy. WHAT? I might ask does energy have to do with it. Oh, it's because energy is her strong point. Do you know how many Americans saw through that. I think she can go far. Keep in mind she shares the same party with "good old boys" and I do not believe she can sway all of them that much with her winks. She will still have the "good old boys" making some decisions.When she speaks if I close my eyes I can picture the Princiapl of a High school.


I watch all debates nd watch MSNBC and that's it. Do not read the paper anymore because my papers are biased and so is my nightly news. I would prefer Biden over Obama but the country hasn't given me that choice. Thank you all for your time and coutesy in hearing me out. It is somwhat of a relief with wher eI am right now in my personal life. I have spent 8 hours a day bent over my husband's bed in the hospital for the past 9 nights and I guess am truly burnt out. Sorry if I offended anyone in addition to Wink.


CAP

[soonermom53]

There were questions not answered by both candidates. As far as soccer mom vs polished slick talking good old boy politicians I will take the soccer mom any day! I believe this soccer mom has plenty of executive experience to carry out the job of the vice president. I have real concerns about the obama /biden ticket. I don't think obama has enough experience to be the commander in chief of the armed forces. With that said I would like to thank all for their comments and opinions it never hurts to listen to the opposing views as you never know when you might learn something. Have a blessed day all!

[capricorn]

Sooner ...I also think Obama lacks experience BUT has a partner who doesn't. I have been watching MSNBC endlessly and can see that my opinion os Palin seems to be becoming the opinion of alot of followers of hers. the comments about her being cute are ceasing, thank God. I don't think it's a good idea to pick your VP because he/she is cute.
I come from a middle class backgroud of union workers. Alot of tailors, so the "polished slick talking good old boys" is not who I am comparing Palin too. She will be working side by side with multiple "good old boys" I think the fact that she isn't called anything but "soccer mom" and not reffered to as the Vice Presidential candidate pretty much puts this to a rest also. I'm glad you and I can agree to disagree about this. I am also grateful to have read so many comments and opinions. It is all very enlightening. I hope we can continue on issue by issue. I would really like some feed back about the health insurance issue.

[capricorn]

RN...We must have bee n posting at the same time. Hubby is still the same. He's been in the hospital since last Thursday. I am having a breakdown. I am either angry or crying. Can't seem to control it. I undertand Neurontin as you are upping it can cause mood swings. MAybe that doesn't help. All I know is I am at the end of my rope. His family does nothing to help. Everyday I am off and walking endlessly carrying bags of clean clothes ,. maybe a couple of bottles of something he likes to drink. and then I sit for hours while he sleeps. I just want to cry again so I 'll end here. I hope you are feeling better. Sorry I haven't been in touch. I have alot of confusion in my mind right now, also from the neurontin, and don't even know what day it is most days. Be well my friend.

CAP

[MJC]

Cap,
Gosh, you have been under so much stress. I can understand you being in a state of a breakdown. Please know that I am praying for you and your husband. It is so hard to be strong when you have to be strong for others. I went through this when my father was dying with cancer. It is like they all turn to you and you are supposed to have all the answers for them.

I have found that I find myself getting in the state that you are currently in I do the following, although difficult. Take a bit of time, step back, take some deep breaths as it is so refreshing and gives you such a cleansing feeling inside, think about the situation (what can you do to change things), realize there is most likely nothing you can do to change the situation and then try real hard to accept all of it, pray to our Lord for the strength you need (which I am sure you do but do it again at that moment), then step back up to the plate and say, "I am ready Lord and I can handle the things that I cannot change."

May God Bless you and your family. Take care of yourself as you take care of your husband, remember we are here for you. Love ya my friend!

Cajun Hugsssssss,
MJC

[admin]

DH - I don't know what ad you are referring to, but watch the actual video of Biden's discussion on "clean coal". Clearly says they are not going to build any coal plants in the US.

http://www.youtube.com/watch?v=7rXyTRT-NZg

Cap, happy to talk about health care. There is no simple, cheap answer to the problem, as outlined by the outrageous costs people have talked about here. I don't trust Obama's plan for a simple reason. He plans to force insurers to cover pre-existing conditions. Thats fine and dandy, but SOMEONE is going to pay for that. He is putting out a government program to cover all uninsured. Thats fine, but many employers (including me, most likely) will immediately ditch health care for their employees because it is too darn expensive. They can buy the government plan. Sounds harsh, but it is a business decision that many, many will make. True, Obama plans to tax businesses if they do not offer health care, but it will probably be far less than the thousands a month in premiums we currently have to endure.

As for the govt plan, it will end up accelerating costs, since it will increase demands on an overburdened system. No easy answers here.

[Bummer Knees]

Health care is a critical issue for my family and many others.

My medically fragile daughter died at the age of 11 years. The week before she died her medical expenses reached the 2 million dollar cap on her insurance policy.

Her last 10 hours she lived was spent in ICU, the bill was $45,000.

Two years before my daughter died our family's health insurance premium was $2,500.00 a month, what family can afford this?

Health care is still a major issue with my family; my oldest daughter has ADHD, depression, and dyslexia. The niece I am raising has bipolar and ADHD, and my son has autism, ADHD, epilsepy, and asthma.

Bummer Knees

[capricorn]

MJC....I will do as you said and I know I will gain strength. The Lord has never abandoned me and I know he won't now. I am home for the day, going to have some dinner and rest. Tomorrow I'm only going to the Hospital and watch one of the games with Hubby. I can't do the 7-8 hours anymore. Thanks you for caring and please keep the prayers coming.


ADMIN and Bummer......What a situation we are in. Admin I truly understand your position as an employer and would do the same. Something/someone needs to come up with a solution to this or people will be dying when they could have been saved. As far as pre-exisiting clauses go I beleive it's fair. I don't know anyone who doesn't have something wrong with them who could wiat 12 months for medical care and who could afford to pay premiums for 12 months and then have to pay thier own meds and medical bills on top of it. Any suggestions?????? Anyone?????? I do not think it's fair at all that the people with some money have coverage and those on welfare also have 100% coverage and the hard working blue collar guy doesn't beccause he doesn't make enough to pay the premiums. I know of a woman personally who is in her late 40's and I just found out she has a 6 year old and a one year old. Her oldest is 28. She has 6 kids. She has never worked a day in her life but continues to reproduce to get welfare and she does. I remember years ago when I divorced my first husband . I moved out and had 3 kids and a job. Food stamps would have been a help. I was told I made too much. I made $11,500 a year at the time and had a family of 4. Does that work?? The woman next to me they were trying to get into a halfway house or rehab. She said no thanks. They continued her check and food stamps. I asked my case worker if I put a bottle in one hand and a needle in the other arm if I could get it too. I know I switched to welfare but this country has become either you are wealthy or you soak off the government. There are no fringe benefits for the hard worker anymore. SOmething needs to change and fast.


CAP[/i][/b]

[DH's better half]

Admin:
it's not an 'ad', it's from the fact checkers at CNN
See: http://politicalticker.blogs.cnn.com/200...more-21770