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Don’t know what to do
#1
Wink 
Good evening. I am not sure if this post is allowed in here and I apologize in advance if it is not. I was injured on the job 10 weeks ago. I was hit by a 1 ton flatbed pickup truck and was crushed between a wall and the truck. My diagnoses was a broken pelvis and ( as of yet ) undiagnosed back injury. Workman’s Comp denied my claim right out of the gate and I have had no medical treatment since then. I am in a terrible limbo. I don’t know why it was denied. I am hurt with no medical insurance, I am unable to be cleared for work , assuming I could, and have no income. All my lawyer can say is that this might take some time. Where does this leave me and what can I do. For the record I want to work and I love what I do. Any input would be greatly appreciated.

Thank you
Missi
 
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#2
You can obtain treatment at your own expense and seek reimbursement when the claim is settled.
You still have your rights to file a civil suit against the opposing driver/vehicle owner.
You can request a written denial from your emloye/carrier; they are required to provide the reason.
Some states have disability insurance insurance for non- industrial claims. You did not post your state so I can't advise you if that's possible.
"Footer/signature" used in all my posts:
........Each state has their own comp system. We need to know which state the claim was filed in to provide accurate information.........
 
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#3
(04-14-2018, 09:24 PM)1171 Wrote: You can obtain treatment at your own expense and seek reimbursement when the claim is settled.
You still have your rights to file a civil suit against the opposing driver/vehicle owner.
You can request a written denial from your emloye/carrier; they are required to provide the reason.
Some states have disability insurance insurance for non- industrial claims. You did not post your state so I can't advise you if that's possible.

I am sorry. I live in ms and Job was in Louisiana. My pelvis is slowly healing and I can walk again, with a limp. The thing that I worried about is my back. I don’t have insurance and I am not sure I will be able to get a provider that will work with me. It just boggles my mind that without having even spoken to me or gotten my statement they just dismissed it at will. I don’t know how I will be cleared to even go back to work. I do industrial construction at refineries and chemical plants. Not always for the fainthearted. It is also a small world and many people know about it s who would hir me ? I am just confused by this whole process.
 
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#4
(04-14-2018, 09:37 PM)Justmeinms Wrote:
(04-14-2018, 09:24 PM)1171 Wrote: You can obtain treatment at your own expense and seek reimbursement when the claim is settled.
You still have your rights to file a civil suit against the opposing driver/vehicle owner.
You can request a written denial from your emloye/carrier; they are required to provide the reason.
Some states have disability insurance insurance for non- industrial claims. You did not post your state so I can't advise you if that's possible.

I am sorry. I live in ms and Job was in Louisiana. My pelvis is slowly healing and I can walk again, with a limp. The thing that I worried about is my back. I don’t have insurance and I am not sure I will be able to get a provider that will work with me. It just boggles my mind that without having even spoken to me or gotten my statement they just dismissed it at will. I don’t know how I will be cleared to even go back to work. I do industrial construction at refineries and chemical plants. Not always for the fainthearted. It is also a small world and many people know about it s who would hir me ? I am just confused by this whole process.

And thank you for your reply.
 
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#5
Thank you for your response
 
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#6
You do need to find out the reason for the denial. If they gave false information its grounds for fraud against the employer or carrier
"Footer/signature" used in all my posts:
........Each state has their own comp system. We need to know which state the claim was filed in to provide accurate information.........
 
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#7
Neither state provides non-industrial diasbility insurance.
"Footer/signature" used in all my posts:
........Each state has their own comp system. We need to know which state the claim was filed in to provide accurate information.........
 
Reply
#8
(04-14-2018, 11:50 PM)1171 Wrote: Neither state provides non-industrial diasbility insurance.

It was filed in Louisiana sir. I am still not privy to the reason for denial. I do know that the day after my accident my boss called me at 3:45 am for me to come in for “ light duty .” We had a fight about it. I work in a refinery.
 
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#9
Taking a dangerous job in a state with poor worker protection laws and having no health insurance is very risky behavior. You put yourself and your health in a bad situation with few alternatives.
Talk to your atty about deposing the employer to find out why they denied your claim. You ca also send the employer/ carrier a written request for a copy of their denial.
"Footer/signature" used in all my posts:
........Each state has their own comp system. We need to know which state the claim was filed in to provide accurate information.........
 
Reply
#10
(04-15-2018, 10:54 AM)1171 Wrote: Taking a dangerous job in a state with poor worker protection laws and having no health insurance is very risky behavior. You put yourself and your health in a bad situation with few alternatives.
Talk to your atty about deposing the employer to find out why they denied your claim. You ca also send the employer/ carrier a written request for a copy of their denial.

Thank you
 
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