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Fell down at work (NY) - please help with workers comp questions
#1
An unfortunate incident happened to me this morning. When I arrived in the office, I fell down at the lobby on the way to my workplace. I am not sure what exactly caused me to fall down: the floor wasn't wet and I don't think I tripped or anything. I fell down and passed out (not sure if I passed out or fell first). 

By the time I became conscious again, the people around me called security. Security helped me get up and sit, called an ambulance and an office nurse, then escorted me to the nurse's office. I said I didn't need an ambulance, so they cancelled it. The nurse put a bandage on my chin (I fell on it and it was bloody). Then I went to an urgent care clinic and the doctor there put stitches on it. 

The nurse in the office gave me a form which mentioned workers compensation insurance, had the insurance provider details and asked for the information about the incident. I filled it out and sent to my boss. 

I have an office job with a large company based in New York. I don't fall down or pass out regularly. Not aware of any conditions that could cause something like that, but then I rarely see doctors. 

My chin still hurts, and I still have a headache about 12 hours after the incident. 

I've never claimed workers comp, so not sure what I may be entitled to and what I should to next:

-While the incident happened in the office building, I was technically still on my way to work, wearing a coat. Does it make me ineligible to receive workers compensation?


-If I am eligible, what can I get potentially? Diagnostics/treatment of injury compensated? Any additional benefits? I'll probably take a sick leave for the next day or two and come back to work if I feel better. I have regular health insurance, but it's a high deductible plan which is not very good. 

-If health issues arise later on (for example, if I had a concussion which could lead to issues preventing me from doing intellectual, office-based work), can I make additional claims later? 

-What is the best course of action for me? I'm still quite shocked from what happened. Do I need to file for workers comp now or wait for the reply from the company's workers comp insurance provider if/when my boss submits the details I provided? 

Any advice is highly appreciated.
 
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#2
maybe.
is the lobby part of your employers premises?
information on NY comp benefits:
http://www.wcb.ny.gov/
depends on how much later, there are time limits for filing claims
if there is a claim already opened by the employer, you don't need to file again.
Signature/Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information.........
 
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#3
You're welcome; glad I could help.
Signature/Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information.........
 
Reply
#4
Thanks 1171, yes, it's part of the premises
 
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#5
Generally injuries to workers that occur on employer controlled property are eligible for work comp benefits.
Exclusion from comp coverage while commuting would end once you entered employers property.
Signature/Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information.........
 
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