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MD workman's comp
#1
Need help in MD! I have an attorney. I am getting ready to start vocational training since I can't go back to my job due to the injuries. I fell off a roof in September and sustained pelvic fractures, crushed vertebrae, and spinal cord injuries. Does anyone have an idea at what I'm looking at next and what the procedures are to ending this nightmare. I just don't see an end in this. I also need to know if I can apply for disability or anything else that will help with paying the bills. WC payments don't pay the bills.
 
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#2
can't tell whats ahead without more information as to what's happened.

did you get TTD?
are you still getting it?
did you get medical treatment?
what does your doctor say about your current condition?
have you been to court? what were the issues and what was the result?
have you read the information on the maryland state work comp website about benefits?
http://www.wcc.state.md.us/

workers comp is voluntary; you can give up the benefits and leave the system anytime you wish.

you can apply for social security disability if you will be totally disabled for a year.

you can change attys at anytime if you are not getting the service/information you need.


Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information. Use the search feature to find information from similar questions.
THANKS FOR POSTING.
 
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#3
I hope I'm doing this right! New to posting in forums.
I am still currently under doctor's care. I have been released from one surgeon but not the back surgeon. I am working on getting TTD re-instated. The insurance company stopped my benefits when I was released from the one surgeon without getting the back surgeons notes. I am still under his care. So yes to your question about medical care I am still getting it. The back surgeon tells me that when I see him in September with the CT scan results I will still have lifting restraints due to the spinal cord injuries. I am told by him that if I lift over this 35 lb. limit I take the risk of being paralyzed for the rest of my life. Do I need to say that was not easy to hear? I have not had any hearings as of yet. I have researched workman's comp here in my state but things are not very clear to someone who has not had this experience. I'm at a loss. In regards to applying for total disability, I will still be considered disable as of September the one year mark but I'm not sure if it will be 100%. This I'm unclear of also. The back injuries will prevent me from going back to my job and doing an heavy lifting.


 
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#4
workers comp provides a multiple of benefits depending on the workers situation.
generally the disability benefits proceed from temporary to permanent
with the duration and amount of each varying by circumstance.
the switch between the two happens when your physician determines that you have reached maximum medical improvement.
if you are determined to have permanent disability then after you are at MMI it will be rated to determine the duration of additional disability payments.
any disputes or issues are handled before the Industrial commission.
review the maryland website information especially
http://www.wcc.state.md.us/Adjud_Claims/Comp_Rates.html
Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information. Use the search feature to find information from similar questions.
THANKS FOR POSTING.
 
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#5
Thanks for the info 1171. Do you or anyone else have an idea as to how long generally this will last. I understand everybody's situation is different. What I'm asking is when I am deemed disabled permanently due to the injuries will it be months or years before the nightmare ends with workman's comp. I hope I'm being clear enough!
 
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#6
everyone heals/recovers at their own pace depending on their treatment, injury and bodily condition.
you will know before anyone else when you have reached maximum recovery.
are you improving medically or are you about the same?
are you having any kind of discussions with your doctors?
are you asking any questions?
you can request a change of physicians if you are not getting the answers.
Reminder :
........Each state has their own comp system; POST YOUR STATE to get accurate information. Use the search feature to find information from similar questions.
THANKS FOR POSTING.
 
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#7
The last few months I don't think there has been improvement with my back. Things seem to be the same. Yes , I do ask the doctor's lots of questions. The latest my back surgeon has said that I cannot lift heavy loads or could cause the fusion to be damaged and cause me to be paralyzed. I don't know what the outcome on this will be until I have the CT scan and I go back to the doctor in September. I was told last night by another lawyer that the insurance company will fight my vocational training because it would be such a big expense. He also told me that the training when I start could take anywhere from 6 to 12 months or so and then would start the settlement process. From what he tells me is that settlements are not in a lump sum either. Anybody have any experience with the State of Maryland in WC settlements that can give me and idea at what I'm looking at?
 
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#8
I also live in MD (reisterstown), I to have had C5 though T1 fusion and a lumber fusion L5 S1 and still have pain in both my neck and my lower back,like nothing was even fixed. But my Lawyer told me that they have to retrain you and send you to school. They have to pay for 2 years of training to whatever school it is. I have a great lawyer actually this is my 4th lawyer and she is great. So i decided to go to ITT for computer engineering, I told my lawyer that's what i think i wanted to do and she said they will only pay for 2 years,, they have to retrain you if you cant go back to what you were doing before.
 
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#9
Unfortunately, that's not what they are doing with me. I was finally put into the vocational rehab. part of my workman's comp. case.Paying for school is the very last option with my case. I can't go back to my previous job due to the injuries I sustained. We are working on finding a job in the administrative field. I was making over $16 per hour before the accident. Now they tell me it's ok if I find a job making 12-13 an hour. After I do get a job starts the process for disability and then the settlement for my case. I have been out of work for almost a year now due to the injuries. At this point I want to work again before I lose my frickin mind. I so want my life back to make decisions for myself. Tired of people telling what I have to do all the time and dealing with this garbage system they call workman's comp. I know there are people out there that have made fraudulent claims and that what hurts us who truly need the help due to injuries on the job. I too am still have pain issues since the surgeries. They are sending me to a spine specialist for the pain management now. I guess I'll see what happens next.

1171- I have finally reached MMI and am deemed disabled. The doctor did not give a percentage of disability in my case and the insurance company will not approval for a functional capacity evaluation.
 
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#10
Against my better judgement I will consider a lump sum settlement.

I understand in detail the benefit loss but I must consider the here and Now.

I have no income in the last 11 months, this presents a problem.

I have injuries to L1 L4 L5 and S1, non surgical. This original injury was 3/2007.

Im rated 37 percent whole body
 
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