Comments from a claims adjuster - Long

[1171]

welcome back.

one of things you'll notice after reading a number of posts are that, in general, there is more in common with most work comp jurisdictions then then different.
also most of the issues injured workers bring are not the procedural details but basic concepts:
can I leave the state while on comp?
do my benefits stop if I change jobs?
what happens to my claim when the doctor can't do any more?
etc.
you also probably have a fair understanding of the AMA guides and many states use them for permanent impairment.
impairment rating is a total mystery to most.
you can probably research information far better because of your experience. there is a lot of online information (except for a few states like Louisiana) that gives the particular details of a states rules and regs so you are not really expected to have detailed knowledge of every state system.

please stay around. read some posts and help us with your insight.

[angeleyes]

GKelly Wrote:

1171 Wrote:you're incredulous that you don't have instant credibility with strangers.
a mighty presumptuous 3-post wonder ...

you appear more like a self-proclaimed celebrity preacher that gets upset when there is not a rush to hear the golden words.

stick around a while and give some assistance to the many dozens of those that need help.
Earn your stripes here before climbing this pulpit.

actions and experience count far more then a one post and good intentions.

with me, your approach was all wrong.
start slowly and lets see what you can add to the board.
then you
will have made your point far more effectively.

Hmmm...

I see your and the other's point. I hadn't looked at it that way. Thank you for explaining where I erred. However, I must protest the phrase, "self-proclaimed celebrity preacher"; I'm not nearly that flashy and I don't wear that much bling.

Thanks for the offer to stick around and assist but I'm not sure what I could offer in terms of the w/c laws. The only jurisdictions that I'm experienced in are Louisiana State and Longshore and I haven't noticed any members from those areas.

[GKelly]

1171 Wrote:welcome back.

one of things you'll notice after reading a number of posts are that, in general, there is more in common with most work comp jurisdictions then then different.
also most of the issues injured workers bring are not the procedural details but basic concepts:
can I leave the state while on comp?
do my benefits stop if I change jobs?
what happens to my claim when the doctor can't do any more?
etc.
you also probably have a fair understanding of the AMA guides and many states use them for permanent impairment.
impairment rating is a total mystery to most.
you can probably research information far better because of your experience. there is a lot of online information (except for a few states like Louisiana) that gives the particular details of a states rules and regs so you are not really expected to have detailed knowledge of every state system.

please stay around. read some posts and help us with your insight.

I'd be happy to!

[angeleyes]

so enlighten some of us with the workers comp laws in louisiana...what workers copm insurance do you work for in louisiana?

[jayne]

that is none of our beeswax

[chrischris]

Hummmmm! Very entertaining, to say the least.

My feeling is that every I/W's story is different. No two IW's or injuries are the same and cannot be compared or lumped into a step-by-step claims examiner's instruction manual. We often lose what was to be the most important thing in our life; our careers and health.

The same holds true for Claims Examiners. They are individuals and each one different. The company they work for may set a standard to follow; either good or not so good. But the bottom line has to be in keeping costs as low as possible or I forsee your job would be on the line.

I really like that 1171 has said about gaining credibility with us.

So hopefully you can stay and comment and help. Looking forward to getting to know you better.

[admin]

I have to say that I think some were too quick to jump on this person. I've seen injured workers come in here with outrageous stories that include being abducted by aliens (with assistance from Elvis), and they have been immediately accepted at face value.

It's a shame that we do not extend professionals the same courtesy, and in this case even other professionals lead the charge. I am glad that you have managed to steer it to a seemingly positive result.

1171 was correct, the levels of suspicion here really require a gradual entry into the pool, as cannonballs tend to create a wake. GKelly, welcome to the forum. Our site really does serve everyone with an interest in comp. About 70 to 75% are employers and professionals like yourself who use our news, blogs and legal information. About 20% are injured workers, and you've stumbled into their home here. This is primarily where they reside on the site. I will add my voice to those asking you to stay and lend your expertise.

They are a touchy bunch, a bit temperamental at times and obstinate as well.... Nothing a good smack in the head won't fix, but there are great people here, and we are very proud of our forum. We'll be proud to count you among us.

[Bummer Knees]

GKelly thank you for staying on the forum.