Work Comp Along With Employer Offered Long Term Disability Insurance?

[injuredinidaho]

On my particular policy anyways...I guess it is nice that I have it in case WC doesn't see this thing through.

[fireball]

injureredinidaho, so may policies offset the workcomp and ssdi---like i said u need to call ur insurance company to see how they handle w/comp and ssdi--from what u said they will give u the minium of 50.00 plus work comp weekly check--actually what u have to realize is that the 50.00 a week equals to 200.00 a month which is the minimum(sounds good) that most ltd plans cover. Trust me it may not seem like alot--but if u were not on workcomp and needed that insurance the amount would be higher and u would be glad u paid for it--and fyi typically when u off off work u do not have to pay for any future premiums for ur ltd until u return---u are getting a good deal without owing a balance from any overpayments---so may owe for ltd after collecting benefits and relizing after collecting w/comp or ssdi they have to pay back---ur lucky and thank gosh everything is squared away from day one read the above where u would need to repay!!!

cheers!!!!!!!!!!!!!!!

[justme]

(08-03-2010 01:09 PM)1171 Wrote:  workers comp doesn't bar income; it does bar working and wages while receiving temporary disability.

I know this a little off the subject, but I am very close to being found MMI therefore the TT will stop, I have requested Voc Rehab however I'm not sure that my POR believes that I will be able to gain employment and work day to day with the severity and stage of the disease (RSD/CRPS). I WANT BADLY to at least try to get a job (employer fired me after they took me off work and placed me on TT). I can not live with no income!

[1171]

start a new thread for your new topic and don't forget to include your state.

[mema]

Im in need of advice, Ive been on w/c for 2yrs with an attorney and all at once my attorney cant do anymore for me, I dont know how to go about getting retrained and or a settlement. I have a mmi of 11% disability. I had carpel/cubital tunnel surgery If anyone can give m advice i could really use it Thanks so much

[1171]

(10-18-2012 10:57 AM)mema Wrote:  Im in need of advice, Ive been on w/c for 2yrs with an attorney and all at once my attorney cant do anymore for me, I dont know how to go about getting retrained and or a settlement. I have a mmi of 11% disability. I had carpel/cubital tunnel surgery If anyone can give m advice i could really use it Thanks so much

each state is different; we need your state.
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