One week ago, the w/c insurance carrier told me that my medical benefits were denied. Today, I get a letter from w/c saying I have been awarded lifetime medical benefits for my injury. I'm thinking this must be correct because w/c sent this letter to their insurance carrier as well. I am scheduled for rotator cuff surgery in 4 days. I just want to make sure to handle this the right way and it won't leave me responsible for the bills so far, as well as the surgery, recovery, or what else may come up in the future. Anyone seen this before?
Although I am not in your state. I do have life time medical. That covers my injury alone. Nothing else. It will cover future surgeries and meds related to a back injury. For anything else, I use my insurance.
If there is a question about whether or not something is covered, I call the adjuster. I also call the adjuster if the drug store makes a mistake and charges the wrong meds to them. Keeping an open line of communications with the ajduster makes things run smooth
8-05, Micro laminectomy/disectomy. 10-05 lumbar fusion L5-S1. 2-07 exploritory surgery. 12-07 medical implant, Spinal Cord Stimulator. now receiving SSDI. After going back to school, I received my degree as a mechanical engineer. What can I say, it was the only way I had to beat the system.
I would just give the Hospital or the Dr.'s Office that is going to do Your Surgery a Call, and Ask Them if the Letter You have Received will be the Way the Surgery is going to be Payed for. It seems to Me Your Case May have been Reviewed, and You were Given the Lifetime Work Place Injury Medical Award, and it should Cover Your Surgery. Give it a Try, and Please let Us know how Things Go!
I Wish Everyone in the World would Take just One Minute to Take a Deep Breath and Look at the Wonders around Them. Too Much Time caught Up in the Moment can Cause Us to Miss soo Much that is Good, and given Us Daily! We are just too Busy to See!