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Do I need Workers Comp Insurance?
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Do I need Workers Comp Insurance?
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Do I need Workers Comp Insurance?
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02-19-2010, 08:21 AM
Post: #1
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Do I need Workers Comp Insurance?
Hello,
My husband owns a fitness business. He is the only employee and he exempts himself from Wrokers Comp yet we still get a bill every year for a premium. Times are tough and this year I am questioning why and if this is needed. We live in Pa. Laure 
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02-19-2010, 01:10 PM
(This post was last modified: 02-19-2010 03:01 PM by 1171.)
Post: #2
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RE: Do I need Workers Comp Insurance?
Under Pennsylvania comp law a sole proprietor is not required to carry workers compensation insurance.
for more information http://www.portal.state.pa.us/portal/ser...712&mode=2 |
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03-06-2010, 03:31 PM
Post: #3
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RE: Do I need Workers Comp Insurance?
1171 Wrote:Under Pennsylvania comp law a sole proprietor is not required to carry workers compensation insurance. Thanks so much for the response but the business is an S Corp not a sole proprietorship so I guess I'm out of luck? I can't stand paying for this when he is exepmted from coverage, UGH!!! Laure
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03-06-2010, 03:57 PM
Post: #4
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RE: Do I need Workers Comp Insurance?
Unfortunately that appears to be the case. PA makes no numerical exemptions. Some states to exempt small companies up to a ceertain number, but not PA.
"In the interest of peace, one should change their signature often" (or when threatened by someone who packs heat)
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03-07-2010, 03:08 AM
(This post was last modified: 03-07-2010 05:56 PM by 1171.)
Post: #5
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RE: Do I need Workers Comp Insurance?
if he's an executive officer he can apply for exemption.
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03-16-2010, 09:29 AM
Post: #6
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RE: Do I need Workers Comp Insurance?
1171 Wrote:if he's an executive officer he can apply for exemption. Very true. Officers/Owners can almost always get an exemption. Think about the logic, who is going to place a work comp claim on themselves? |
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